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2026 Best Online Master's in Clinical Counseling and Applied Psychology Programs

Imed Bouchrika, Phd

by Imed Bouchrika, Phd

Co-Founder and Chief Data Scientist

What can I expect from an online master’s in clinical counseling and applied psychology program?

You should expect a rigorous and demanding academic experience that is equivalent to any on-campus program. The online format is about flexible delivery, not reduced standards.

The curriculum is designed to build science-backed clinical skills. Your courses will cover core competencies in diagnosis, treatment planning, and professional ethics. A quality online master's in clinical counseling requires significant study time and self-discipline.

A critical component of your education is the supervised clinical practicum or internship. This is where you apply your knowledge in a real-world setting, accumulating hundreds of hours of direct client contact. This hands-on experience is mandatory for licensure and serves as the bridge from your academic learning to your professional career.

Where can I work with an online master’s in clinical counseling and applied psychology program?

Graduates work in a variety of clinical settings, primarily within the healthcare sector. The skills you gain are in demand across several key industries.

Here is a breakdown of where clinical counselors are most often employed.

  • Health Care: This is the largest employment sector, with 41% of counselors working in settings like hospitals, outpatient centers, and physicians' offices.
  • Non-Profits: Community agencies and other non-profit organizations employ 15% of counselors to provide vital individual and family services.
  • Government: About 10% of counselors work for federal, state, and local government agencies in public health and social service roles.
  • Professional Services: Another 10% of counselors are employed in professional service settings, which includes group and private practices.
  • Education: Educational institutions employ 9% of counselors, providing essential mental health support in schools and universities.

How much can I make with an online master’s in clinical counseling and applied psychology program?

While the average salary is around $73,456, your earning potential depends on several key factors. Understanding them is the first step in mapping out your financial future.

Here is what influences a counselor's salary.

  • Experience Level: Entry-level positions typically range from $50,000 to $70,000, while experienced, licensed clinicians can earn over $110,000.
  • Industry: Your work setting has a major impact, as roles in government or specialty hospitals often pay more than non-profit agency jobs.
  • Geographic Location: Salaries vary by location to reflect the local cost of living, with higher compensation in major metropolitan areas.
  • Licensure Status: Fully licensed counselors who can practice independently command higher salaries and reimbursement rates than pre-licensed professionals.
  • Specialization: Developing expertise in a high-demand area like addiction or trauma counseling can lead to higher-paying opportunities.

Table of Contents

List of the Best Online Master’s in Clinical Counseling and Applied Psychology Programs for 2026

1. Chestnut Hill College - Master of Science in Clinical and Counseling Psychology

Chestnut Hill College prepares culturally informed clinicians through a curriculum grounded in psychodynamic and family systems theories. The program offers flexible evening and hybrid classes, providing a direct path to licensure in Pennsylvania as either a Licensed Professional Counselor or a Licensed Marriage and Family Therapist.

  • Program Length: ~2–3 years
  • Concentrations: Child and Adolescent Therapy; Child and Adolescent Therapy with Specialization in Autism Spectrum Disorders; Co-Occurring Disorders; Couple and Family Therapy; Diverse and Underserved Communities; Trauma Studies; and Generalist
  • Required Credits to Graduate: 60
  • Cost per Credit: $785
  • Accreditation: Masters in Psychology and Counseling Accreditation Council (MPCAC)

2. Ferrum College - M.S. in Clinical and Counseling Psychology

Ferrum College delivers a fully online program built on a practitioner-scholar model that blends psychological theory with practical counseling techniques. This curriculum prepares culturally responsive clinicians for licensure as either a Licensed Professional Counselor or a Licensed Psychological Associate, depending on individual state requirements.

  • Program Length: 24 months
  • Required Credits to Graduate: 60
  • Cost per Credit: $475
  • Accreditation: Southern Association of Colleges and Schools Commission on Colleges (SACSCOC)

3. William Paterson University - M.A. in Clinical & Counseling Psychology

William Paterson University offers a scientist-practitioner program with a strong commitment to social justice and multiculturalism. Students can choose a 60-credit licensure track or a 48-credit non-licensure track, with flexible online and in-person classes designed to accommodate working professionals.

  • Program Length: 2 years (full-time)
  • Required Credits to Graduate: 60 (for licensure track)
  • Cost per Credit: $965.75 (In-State); $1,398.75 (Out-of-State)
  • Accreditation: Masters in Psychology and Counseling Accreditation Council (MPCAC)

4. Pepperdine University - MA in Clinical Psychology (Online)

Pepperdine University offers a prestigious online program that prepares students for licensure as either a Licensed Professional Counselor or a Licensed Marriage and Family Therapist. The practice-based curriculum allows you to complete your clinical training in your local community while learning from esteemed faculty.

  • Program Length: 27+ months
  • Required Credits to Graduate: 62–68
  • Cost per Unit: $2,030
  • Accreditation: WASC Senior College and University Commission (WSCUC)

5. Eastern University - MA in Counseling Psychology

Eastern University provides a flexible, licensure-focused program that can be completed entirely online or through evening classes. The curriculum allows for strategic specialization in high-demand areas, offering distinct concentrations in Trauma Studies or Applied Behavior Analysis to meet specific career goals.

  • Program Length: 3 years (full-time)
  • Required Credits to Graduate: 60
  • Cost per Credit: $790
  • Accreditation: Master’s in Psychology and Counseling Accreditation Council (MPCAC)

6. Golden Gate University - Counseling Psychology, MA

Golden Gate University provides a holistic approach to mental health education through its unique partnership with the Psychotherapy Action Network. The program emphasizes intensive, hands-on clinical experience and offers personalized support to guide students through California's MFT and LPCC licensure requirements.

  • Program Length: 2.5 years
  • Required Credits to Graduate: 60
  • Cost per Unit: $1,090
  • Accreditation: WASC Senior College and University Commission (WSCUC)

7. Yorkville University - Master of Arts in Counselling Psychology (MACP)

Yorkville University offers a flexible online program designed to meet the requirements for practicing as a qualified counsellor in Canada. The curriculum integrates a robust, 400-hour practicum, ensuring you gain the extensive hands-on experience needed to confidently work with clients upon graduation.

  • Program Length: 28 months
  • Required Credits to Graduate: 60
  • Cost per Credit: $374 (Domestic); $680 (International)
  • Accreditation: Canadian Counselling and Psychotherapy Association (CCPA)

8. Felician University - Online Master of Arts in Counseling Psychology (MACP)

Felician University delivers a fully online program designed for working professionals, featuring dedicated student support and personalized field placement assistance. The curriculum is aligned with MPCAC standards and focuses on practical skills to prepare you for a service-oriented career as a licensed professional counselor.

  • Program Length: 27 months (full-time)
  • Required Credits to Graduate: 60
  • Cost per Credit: $925
  • Accreditation: Aligned with Masters in Psychology and Counseling Accreditation Council (MPCAC) standards

9. Liberty University - Master of Arts (MA) in Clinical Mental Health Counseling

Liberty University offers a CACREP-accredited online program that integrates a Christian worldview with evidence-based counseling techniques. The curriculum is structured to meet state licensure requirements and includes mandatory on-campus intensives to provide valuable hands-on training and professional networking opportunities.

  • Program Length: ~3 years
  • Required Credits to Graduate: 60
  • Cost per Credit: $580 (Full-time)
  • Accreditation: Council for Accreditation of Counseling & Related Educational Programs (CACREP)

10. Capella University - Master of Science in Clinical Mental Health Counseling

Capella University provides a CACREP-accredited online program that combines flexible coursework with required in-person residencies to build essential hands-on skills. The curriculum allows you to tailor your education with specializations in high-demand areas like Addiction Treatment or Child and Adolescent Counseling.

  • Program Length: ~15 months
  • Required Quarter Credits to Graduate: 90
  • Cost per Quarter Credit: $465 - $855
  • Accreditation: Council for Accreditation of Counseling and Related Educational Programs (CACREP)

How long does it take to complete an online master’s in clinical counseling and applied psychology program?

Most online master's programs in this field take about two to three years of full-time study to complete. If you plan to study part-time to balance school with work or family, you can expect the timeline to be a bit longer. Many students also explore HBCU online MBA programs alongside their search for their strong academic quality and supportive learning environments, which can also offer flexible pathways for working professionals.

It is crucial to understand that graduating is not the final step to becoming an independent therapist. After earning your degree, you must complete a period of supervised clinical practice to qualify for state licensure. This typically requires 2,000 to 4,000 hours of work, which often takes another two to three years to finish.

Therefore, you should plan for a total commitment of four to six years from the day you start your master's program to the day you become a fully licensed professional. This is the standard, well-trodden path in the field, with the master's degree being the most common credential held by 67.5% of professionals.

The chart below shows the breakdown of the most common degrees awarded in the field.

How does an online master’s in clinical counseling and applied psychology program compare to an on-campus program?

When you are looking at accredited programs, the quality of education is the same. The curriculum, the clinical requirements, and the degree you earn are identical. The only differences are in the delivery method and the learning experience.  Many historically women's colleges also offer accredited programs that combine academic rigor with supportive learning environments designed to empower students.

Online Degree Programs

These programs offer significant flexibility, which is ideal for working professionals or anyone balancing school with other commitments. You can complete coursework around your schedule without having to relocate or commute. This format has become a trusted, mainstream option in higher education. Data shows that 31% of all master's students now study fully online, and enrollment in these programs has grown by 63%.

On-Campus Degree Programs

These programs provide a traditional university experience with direct, face-to-face interaction with professors and classmates. This format offers a highly structured environment and immediate access to campus resources like libraries and student centers. It can be a great fit for students who learn best through in-person collaboration and discussion.

What is the average cost of an online master’s in clinical counseling and applied psychology program?

The average total tuition for an online master's in this field is approximately $60,000. This number can vary widely between public and private universities, so it is crucial to research the specific programs you are interested in. When you do, be sure to look at the total cost of attendance, which includes tuition as well as fees, books, and technology costs.

While this is a significant financial commitment, it is best viewed as a direct investment in your future earning potential. An online master's in clinical counseling qualifies you for roles in some of the highest-paying industries for this profession. For example, counselors in Scientific Research and Development Services earn an average of $131,050, while those in Specialty Hospitals average $117,940. Thinking about the cost this way provides a more accurate long-term perspective.

The chart below highlights the top-paying industries for this career path.

What are the financial aid options for students enrolling in an online master’s in clinical counseling and applied psychology program?

Numerous financial aid options are available to help fund your education, and the vast majority of graduate students receive some form of support. Here are the most common ways to pay for your degree.

  • Federal Student Loans: These are the most common form of aid, with the government disbursing over $82 billion annually to students.
  • Scholarships and Grants: Many universities and organizations offer gift aid that does not need to be repaid, with over $40 billion in federal grants projected for 2025.
  • Employer Tuition Assistance: Your current employer may offer a tuition reimbursement program that can help cover a portion of your educational costs.
  • Work-Study Programs: These federally funded programs allow you to work part-time, typically in a role related to your field of study, to earn money for expenses.
  • Public Service Loan Forgiveness (PSLF): This federal program can forgive your remaining student loan balance after you have worked full-time for a qualifying non-profit or government employer for 10 years.

What are the prerequisites for enrolling in an online master’s in clinical counseling and applied psychology program?

Most programs look for a similar set of qualifications, and many are designed to be accessible to people from a wide range of academic and professional backgrounds. Here are the typical prerequisites for admission.

  • Bachelor's Degree: You must hold a bachelor's degree from a regionally accredited college or university.
  • Minimum GPA: Most programs require a minimum undergraduate GPA of 3.0, though some may offer provisional admission for applicants with a lower GPA.
  • Statement of Purpose: This is your chance to explain why you are pursuing this career and how your experiences have prepared you for success in the program.
  • Letters of Recommendation: You will typically need to submit two to three letters from academic or professional references who can speak to your character and abilities.
  • Relevant Background: While a psychology major is helpful, it is not always required. Admissions committees value diverse life and work experience, which is why the average age of counselors is 40. For those looking to strengthen their application, pursuing certifications for psychology undergraduates can be a great way to demonstrate commitment to the field.

In a recent year, 39,326 master's degrees in this field were awarded, showing just how many people successfully navigate this process.

Best Online Master's in Clinical Counseling and Applied Psychology Programs-sg2.png

What courses are typically in an online master’s in clinical counseling and applied psychology program?

Accredited programs follow a standardized core curriculum. These courses are designed to build the specific, hands-on clinical skills you will use every day as a professional counselor.  Many schools now offer 8 week online college courses that allow you to complete these requirements more efficiently while maintaining academic rigor.

Here are the foundational courses you can expect to take:

  • Psychopathology and Diagnosis: This is where you learn how to use the Diagnostic and Statistical Manual of Mental Disorders (DSM) to accurately assess and diagnose client conditions.
  • Counseling Theories: This course covers the major theoretical approaches to therapy, which is a key distinction from a more research-focused online counseling psychology degree.
  • Professional Ethics and Law: You will study the legal and ethical codes that govern the counseling profession to ensure you are practicing safely and responsibly.
  • Group Counseling: This course teaches you the theory and practice of leading therapeutic groups, a common and effective treatment modality.
  • Human Growth and Development: You will explore how people develop across the lifespan better to understand your clients within their unique life contexts.
  • Clinical Practicum and Internship: This is the supervised, hands-on experience where you apply all your learning in a real-world clinical setting.

What types of specializations are available in online master’s in clinical counseling and applied psychology programs?

Choosing a specialization is a key strategic decision in your educational journey. It allows you to develop deep expertise in a specific area of practice, which can significantly enhance your career opportunities and earning potential.  For example, pursuing sports journalism masters programs can help you build specialized skills that align with a growing niche in media and communications.

Here are some common specializations available.

  • Trauma and Crisis Counseling: This specialization prepares you to work with clients who have experienced significant trauma, a high-need area in the mental health field.
  • Addiction and Substance Abuse Counseling: You will focus on evidence-based practices for treating substance use disorders, addressing a major public health crisis.
  • Child and Adolescent Counseling: This area provides you with the specific skills needed to address the unique developmental and mental health challenges of young people.
  • Marriage and Family Therapy: You will learn to work with couples and families, focusing on the relational dynamics that impact mental health.
  • Applied Psychology: Some programs offer a focus in applied psychology, which is different from clinical practice. If your interests are in areas like organizational behavior or research, exploring an applied psychology online degree might be a better fit for your career goals.

How to Choose the Best Online Master’s in Clinical Counseling and Applied Psychology Program

Choosing a program can feel overwhelming, but a few key criteria can help you make a confident decision. Following these steps will ensure you select a program that aligns with your career goals.

  • Prioritize CACREP Accreditation: This is the single most important factor in your decision, as graduating from a program accredited by the Council for Accreditation of Counseling and Related Educational Programs (CACREP) is the surest path to licensure in most states.
  • Evaluate the Faculty: Look for programs where the faculty are experienced, licensed clinicians who are actively practicing and publishing in the field.
  • Investigate Clinical Placement Support: Ask the admissions department how they support students in finding a local site for their practicum and internship, as this is a critical logistical component of your education.
  • Compare Program Costs: Once you have a list of accredited programs, you can compare the total cost of attendance and the financial aid packages they offer to find the best fit for your budget.
  • Align Specializations with Your Goals: If you have a specific career path in mind, make sure the program offers a specialization in that area. You can review some of the best online master's programs in clinical mental health counseling to see how different universities structure their offerings.

What career paths are available for graduates of an online master’s in clinical counseling and applied psychology program?

This degree opens the door to a variety of roles within the mental health field, with a clear and established path for advancement. Your first job after graduation is just the beginning of a long and rewarding career.

1. Licensed Professional Counselor (LPC/LMHC)

This is the primary role for graduates. You will provide psychotherapy and counseling services to individuals, groups, and families in settings like community agencies, hospitals, and outpatient care centers.

Median Salary: $58,000 per year.

2. Substance Abuse Counselor

You will specialize in treating clients with addiction and substance use disorders. This is a high-demand area within the broader counseling field, and your work will be crucial in helping individuals and families navigate the recovery process.

Median Salary: $53,000 per year.

3. Clinical Supervisor

After gaining several years of experience and full licensure, you can advance to a supervisory role. You will oversee and mentor new counselors who are working toward their own licensure, playing a key role in developing the next generation of professionals.

Median Salary: $75,000 per year.

4. Private Practice Clinician

This is a common long-term goal for many counselors. After achieving full independent licensure and building a strong clinical foundation, you can open your own practice, which offers greater autonomy and higher earning potential.

Median Salary: $85,000 per year.

5. Mental Health Program Manager

With experience, you can move into administrative leadership roles. You will be responsible for developing, managing, and evaluating mental health programs within healthcare organizations, a role similar in scope to some of the best online MSN PMHNP programs.

Median Salary: $80,000 per year.

The chart below shows the top industries where these roles are found.

What Professional Networking and Career Support Resources Are Available?

Online programs in clinical counseling and applied psychology increasingly offer dedicated career support services that extend beyond coursework. These services include structured mentorship initiatives, virtual networking events, and exclusive access to alumni communities that facilitate professional growth. Many schools feature career centers that connect you with internships, post-graduation employment opportunities, and industry partnerships, allowing you to build vital relationships within the mental health sector. For those who also seek cost-effective education options, some programs highlight features that attract competitive rates, such as the cheapest online counseling degree. Evaluating the scope and quality of these support resources is essential when selecting a program that equips you for long-term career advancement.

What is the job market for graduates of an online master’s in clinical counseling and applied psychology program?

The job market for graduates is excellent and projected to grow significantly for the foreseeable future. The U.S. Bureau of Labor Statistics projects that employment for clinical and counseling psychologists will grow 13.3% over the next decade, a rate much faster than the average for all occupations.

This robust demand is driven by a combination of factors, including greater public awareness of mental health, better insurance coverage for therapy, and a growing preference for integrated care models. This creates a stable and secure environment for new professionals entering the field. Data shows that by 2034, the number of employed clinical and counseling psychologists is projected to reach 84,800. Furthermore, 27.7% of employers are already planning to increase starting salaries for master's graduates, signaling strong confidence in the value of this degree.

The graphic below provides a clear projection of this employment growth.

Best Online Master's in Clinical Counseling and Applied Psychology Programs-sg1.png

Here’s What Graduates Have to Say about Their Online Master’s in Clinical Counseling and Applied Psychology Program

  • Raymond: "I spent 15 years in a corporate job that felt completely meaningless, and I knew I needed a change. This program was my path to a second career with real purpose. The online classes meant I could study after my kids were asleep, and the curriculum was so practical that I felt prepared, not just educated. Now I work at a community clinic, and for the first time, my work actually matters."
  • Jennifer: "Going back to school with two young kids at home seemed impossible. An on-campus program was never a realistic option for my family. The flexibility of studying online was everything; I could watch lectures after bedtime and do my coursework on weekends. It was demanding, but the program's structure made it manageable, and now I have a career that works for us."
  • Raven: "My bachelor's degree was in history, so I was worried I wouldn't be able to keep up with the science. I definitely had some imposter syndrome at the start. But the foundational courses were so thorough, and the professors were incredibly supportive. By the time I started my clinical internship, I felt confident and genuinely prepared to work with clients. "

Other Things You Should Know About Online Master’s in Clinical Counseling and Applied Psychology Programs

Do I need to take the GRE for a master's in counseling program?

Many online master's in clinical counseling programs no longer require the GRE for admission. Universities are moving toward a holistic review process that values your work experience, statement of purpose, and undergraduate GPA more than standardized test scores. You should always check the specific admission requirements for each program you are interested in.

What is the difference between a master's in counseling and a master's in psychology?

A master's in counseling is a professional degree designed to lead directly to state licensure as a Licensed Professional Counselor (LPC). The curriculum focuses on practical, hands-on clinical skills for therapeutic practice. A master's in psychology is typically more research-focused and often serves as a stepping stone to a Ph.D., though some programs can lead to licensure as a Psychological Associate in certain states.

Can I practice in a different state after I get my license?

Yes, you can practice in another state, but you must apply for licensure by endorsement from the new state's licensing board. To streamline this process, many states have joined the Counseling Compact, which makes it easier for licensed counselors to practice in other member states. Choosing a CACREP-accredited program is the best way to ensure your degree meets licensure requirements across the country.

Do I need to get professional liability insurance as a counselor?

Yes, all practicing counselors, including interns, must have professional liability insurance, also known as malpractice insurance. This insurance protects you from liability in the event of a lawsuit or a complaint to the licensing board. While most employers provide this coverage, many counselors also purchase their own individual policy for additional protection.

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