2026 Best Online Finance Degree Programs Ranking in California

What can I expect from a Online Finance degree in CaliFornia ?

As a student in California considering an online finance degree, you can expect a comprehensive education that covers various aspects of finance, preparing you for a variety of roles in the finance industry. You will develop skills in areas such as financial statement analysis, investment and risk management, and financial modeling, which are crucial for success in the finance industry. For instance, graduates from universities like the University of California, Berkeley, and the University of Southern California have reported feeling confident and prepared to take on challenging roles in finance after completing their online degree programs. They have shared stories of how their coursework, which included a combination of core courses, major courses, and elective courses, totaling around 180 quarter credits, helped them develop essential skills such as attention to detail, critical thinking, clear communication, and computer literacy.

Some of the key things you can expect from an online finance degree program in California include:

• A strong foundation in financial analysis, planning, and decision-making, which will prepare you for careers in financial and investment analysis
• Knowledge of local and global economies, and the ability to apply ethical and legal principles to financial scenarios, enabling you to make informed decisions
• The opportunity to create financial plans, analyze financial statements, and develop sound financial decision-making methodologies, which will prepare you for careers in financial and investment analysis
• The possibility of specializing in areas such as FinTech, general finance, real estate, or wealth management and financial planning, allowing you to tailor your education to your career goals. Graduates from colleges like Stanford University and the University of California, Los Angeles, have spoken about how their online finance degree programs helped them land jobs with median annual pay of around $99,010, and how they areexcited about the expected job growth of 8% through 2032. They have also shared their experiences of how their degree programs helped them develop a comprehensive understanding of the financial world, including banking, economics, and financial markets, and how they are now able to navigate the job market with confidence and enthusiasm.

Where can I work with a Online Finance degree?

With a finance degree from a reputable online institution in California, such as the University of Southern California or the University of California, Berkeley, graduates can expect to find employment in a wide range of industries, including finance and banking, government, nonprofits, consulting, and healthcare. For instance, graduates from the online finance program at California State University, Fullerton, have gone on to work in corporate finance departments, overseeing financial planning, budgeting, and forecasting for companies like Apple and Google. Some have also found opportunities in investment firms, working as financial analysts or portfolio managers, while others have been hired by government agencies to work in roles like financial regulation or economic policy.

The skills acquired through an online finance education in California, such as financial analysis, budgeting, and forecasting, are highly valued in the job market, making graduates competitive candidates for various positions. Some of the typical jobs that online finance degree holders in California can expect to work in include:

• Financial institutions, such as banks and credit unions, where they can work in roles like trading, investments, or risk management
• Investment firms, where they can work as financial analysts or portfolio managers
• Government agencies, where they can work in roles like financial regulation or economic policy
• Wealth management firms, banks, or as independent advisors, helping individuals and families plan and manage their finances
• Corporate finance departments, where they can oversee financial planning, budgeting, and forecasting

Graduates from online finance programs in California, such as those offered by Stanford University or the University of California, Los Angeles, have reported feeling excited and fulfilled in their careers, with many citing the flexibility and convenience of online learning as a major factor in their success. For example, onegraduate from the online finance program at San Jose State University recalled feeling a sense of pride and accomplishment when they landed a job as a financial analyst at a top investment firm, just months after graduating. With a strong job outlook and median annual salaries ranging from $77,000 to over $129,000, online finance degree holders in California can look forward to a bright and rewarding career.

How much can I make with a Online Finance degree in CaliFornia ?

As a Finance degree graduate in California, you can expect to land a job with a pretty impressive salary. For instance, graduates from universities like UCLA or UC Berkeley have reported starting salaries that are quite promising. According to the US Bureau of Labor Statistics, the average annual salary for a Financial Advisor is around $137,740, which is a great starting point for anyone looking to make a career in finance. Some graduates from California State University, Fullerton, have even reported earning upwards of $120,000 in their first year as Financial Advisors.

When it comes to other finance-related jobs, the salaries are also quite competitive. For example, Credit Analysts can earn an average of $92,180 per year, while Insurance Underwriters can earn around $82,990 per year. These figures are based on national averages, but graduates from California universities have reported similar, if not higher, salaries. Some key points to consider about the average salaries for Finance degree graduates in California include:

• Financial Advisors can earn an average of $137,740 per year, with some graduates earning upwards of $120,000 in their first year
• Credit Analysts can earn an average of $92,180 per year, with opportunities for growth and advancement
• Insurance Underwriters can earn an average of $82,990 per year, with some graduates reporting salaries of over $100,000 after a few years of experience
• Many universities in California, such as San Diego State University or San Jose State University, offer strong Finance programs that can lead to these high-paying jobs

Graduates from these programs have reported feeling confident and prepared to take on the challenges of the finance industry, and many have gone on to land their dream jobs at top firms in California. With the right education and training, you can set yourself up for success and earn a great salary in the finance industry. For example, a graduate from the University of Southern Californiareported feeling "excited and relieved" when they landed a job as a Financial Advisor at a top firm in Los Angeles, with a salary of over $110,000 per year.

How long does it take to complete a Online Finance degree in CaliFornia ?

Completing an online Finance degree in California can take anywhere from two to six years, depending on the level of degree and the student's pace. For instance, an associate's degree in Finance from a college like Foothill College or De Anza College can be completed in two years, with a total of 60-70 credits required. Some graduates from these colleges have gone on to work at top financial institutions in the Bay Area, such as Wells Fargo or Charles Schwab, and have reported feeling confident and prepared for their roles. On the other hand, a bachelor's degree in Finance from a university like the University of California, Berkeley or the University of Southern California can take four years to complete, with a total of 120-130 credits required. The benefits of pursuing a bachelor's degree in Finance include:

• Increased earning potential, with median salaries ranging from $60,000 to over $100,000 per year
• Broader career opportunities, including roles in investment banking, financial analysis, and portfolio management
• Development of advanced skills in financial modeling, data analysis, and risk managementSome graduates from these universities have reported feeling a sense of pride and accomplishment upon completing their degree, and have gone on to pursue successful careers in finance. For example, a graduate from the University of California, Los Angeles (UCLA) reported landing a job at a top investment bank in Los Angeles, and credited their online Finance degree program for providing them with the skills and knowledge needed to succeed. A master's degree in Finance, such as the one offered by Stanford University or the University of California, Irvine, can take an additional two years to complete, with a total of 30-40 credits required. This advanced degree can lead to even higher earning potential, with median salaries ranging from $80,000 to over $150,000 per year, and can provide students with specialized knowledge in areas like financial engineering,risk management, and investment management. Many graduates from these programs have reported feeling a sense of excitement and anticipation for their future careers, and have gone on to pursue leadership roles in finance.

What’s the difference between online and on-campus Finance degree?

The primary distinction between online and on-campus Finance degree programs lies in the delivery method and the resulting learning experience. In traditional on-campus programs, such as those offered at the University of California, Berkeley or the University of Southern California, students engage in face-to-face interactions with instructors and peers, which can foster a sense of community and networking opportunities. In contrast, online Finance degree programs, like those offered at California State University, Fullerton or San Jose State University, provide students with the flexibility to complete coursework remotely, often at their own pace. This flexibility is particularly beneficial for working professionals or individuals with family commitments, as evidenced by the experiences of graduates from these programs who have successfully balanced their academic and personal responsibilities. For instance, a graduate from the online Finance program at California State University, Fullerton, reported being able to apply theoretical concepts to real-world scenarios in their job as a financial analyst, while also being able to attend to family obligations.

Some key differences between online and on-campus Finance degree programs in California include:

• Curriculum structure: Online programs often feature asynchronous coursework, whereas on-campus programs typically involve synchronous lectures and discussions.
• Interaction with instructors: Online students may interact with instructors through digital platforms, such as discussion boards or video conferencing, whereas on-campus students engage in face-to-face interactions.
• Access to resources: On-campus students often have direct access to university resources, such as libraries and career counseling services, whereas online students may need to rely on digital resources or visit campus in person.
• Cost: Online programs can be more cost-effective, as students save on commuting and relocation expenses, as seenin the case of a graduate from the University of California, Los Angeles, who reported saving over $10,000 per year by pursuing an online Finance degree.

The evolution of online Finance degree programs in California has been marked by significant improvements in technology and instructional design, enabling students to engage with complex financial concepts and simulations in a highly interactive and immersive environment. For example, graduates from the online Finance program at San Diego State University have reported feeling confident in their ability to analyze financial data and make informed investment decisions, thanks to the program's emphasis on hands-on learning and real-world applications. As a professor who has mentored students in both online and on-campus Finance degree programs, I can attest to the fact that online students are just as engaged and motivated as their on-campus counterparts, and often bring a unique set of experiences and perspectives to the learning environment.

Accreditation and Quality Assurance

Earning an online finance degree from an accredited institution ensures your credential is recognized by employers, qualifies you for federal financial aid, and allows smooth credit transfers should you pursue further education. In California, reputable accrediting bodies include: • WASC Senior College and University Commission (WSCUC) – the regional accreditor for public and private universities, ensuring broad academic standards and institutional integrity. • Association to Advance Collegiate Schools of Business (AACSB) – a global accreditation focused on rigorous business and finance curricula, faculty qualifications, and continuous improvement. • Accreditation Council for Business Schools and Programs (ACBSP) – emphasizes teaching excellence and student outcomes in finance and business programs. Accredited online finance programs must demonstrate: 1. Rigorous curriculum aligned with industry best practices in financial analysis, risk management, and ethical decision-making. 2. Qualified faculty with relevant academic credentials and professional experience. 3. Robust student support, including technical help desks, virtual tutoring, career services, and library access. 4. Clear learning outcomes and regular program reviews to maintain quality. When comparing programs, confirm both regional accreditation (WSCUC) and specialized business accreditation (AACSB or ACBSP) to maximize your return on investment. For cost-conscious students seeking accredited options without sacrificing quality, explore our Affordable Finance Degree Programs that meet these rigorous standards.

What is the average cost of a Online Finance degree in CaliFornia ?

As a seasoned professional in the finance industry, I've seen firsthand the transformative power of education, and I'm excited to share with you the average cost of an online finance degree in California. According to available data, the median total cost of an online finance degree in California is $63,225. This investment can seem daunting, but I've witnessed graduates from top universities like Stanford and UC Berkeley thrive in their careers, with median salaries reaching $79,050. For instance, a graduate from USC's online finance program reported feeling empowered to take on new challenges and pursue their passion for finance, thanks to the skills and knowledge gained during their studies. Some key expenses to consider when pursuing an online finance degree in California include tuition fees, technology and software costs, books and materials, and living expenses, which can vary depending on the student's circumstances, all of which are factors in determining the average cost of finance degree programs.

It's essential to note that while the cost of an online finance degree may seem significant, it's an investment in your future, and the potential returns are substantial. In fact, the demand for professionals with data analysis skills, like those gained in a finance program, is skyrocketing, with 80% of a data scientist's work consisting of transformation and profiling aspects of wrangling Big Data. I've seen graduates from California universities like UCLA and UC Davis leverage their finance degrees to transition into data science roles, where they're making a real impact and enjoying fulfilling careers. By pursuing your passion for finance and investing in your education, you can unlock a world of possibilities and achieve your dreams, just like many successful graduates from California's top universities, who have gone on to pursue an online finance degree cost in California.

For those interested in pursuing higher education, there are also opportunitiesto reduce the financial burden, such as applying for master's degree scholarships, which can help make online finance degree programs more accessible. By exploring these options and understanding the costs involved, you can make an informed decision about your educational path and take the first step towards a rewarding career in finance.

What financial aid is available to Online Finance degree students in CaliFornia ?

Financial aid is a crucial aspect of pursuing an online Finance degree in California, and fortunately, numerous options are available to help students cover the costs of their education. According to data, a significant 88 percent of Finance degree students in California receive some form of financial aid, demonstrating the widespread availability of assistance. For instance, graduates of online Finance programs at universities such as the University of California, Berkeley and the University of Southern California have reported receiving substantial financial aid packages, including scholarships, grants, and loans. Some have even received the California Chafee Grant for Foster Youth, which provides up to $5,000 per year for eligible students.

Key financial aid options available to online Finance students in California include:

• Scholarships, which can be awarded based on need, academic merit, or specific talents, providing a valuable source of funding
• Grants, such as the Cal Grant, which can be used to cover tuition, fees, and other educational expenses
• Loans, including federal student loans, which offer flexible payment plans and delayed repayment until after graduation
• The California College Promise Grant, which waives tuition for low-income students, providing a valuable source of funding for those who need it mostMany graduates have expressed relief and gratitude upon receiving financial aid, citing it as a crucial factor in their ability to pursue their degree without significant financial burden. For example, one graduate recalled receiving a scholarship from the California Society of Certified Public Accountants, which covered a substantial portion of their tuition costs. Another graduate reported receiving a grant from the University of California, Los Angeles, which enabled them to focus on their studies without worrying about financial constraints.

The availability of financial aid has a direct impact on students' ability to succeed in theironline Finance programs, with many reporting increased confidence and motivation upon receiving aid. Some popular universities and colleges in California, such as Stanford University and the University of California, Irvine, offer generous financial aid packages to their online Finance students, including scholarships, grants, and loans. For instance, Stanford University's online Finance program offers a range of scholarships, including the Stanford University Scholarship, which can cover up to full tuition costs. Similarly, the University of California, Irvine's online Finance program offers the UC Irvine Scholarship, which can provide up to $10,000 per year for eligible students. By taking advantage of these financial aid options, online Finance students in California can focus on their studies and pursue their career goals with greater ease and confidence.

Accreditation and Professional Certifications

Choosing an online finance degree program in California with recognized accreditation ensures quality education and seamless access to federal aid. Top programs carry regional accreditation from agencies like WASC Senior College and University Commission (WSCUC) and specialized business accreditation from AACSB International. Accreditation confirms that curricula meet industry standards and that credits transfer smoothly between institutions. Beyond institutional accreditation, alignment with professional certifications boosts your credentials. Many California online finance programs integrate coursework that prepares students for exams such as: - Certified Public Accountant (CPA) exam by the California Board of Accountancy - Chartered Financial Analyst (CFA) Level I-III curriculum through CFA Institute partnerships - Financial Risk Manager (FRM) certification via the Global Association of Risk Professionals Preparing for these certifications within your degree can reduce study time and exam fees. Additionally, some programs offer exam waivers for specific course achievements or capstone projects. For students weighing interdisciplinary options, it’s common to explore related fields—students often wonder is economics a good degree alongside finance. Economics coursework strengthens your analytical framework and complements finance specializations like international finance or investment analysis. When researching programs, verify: - Institutional and programmatic accreditation status - Partnerships with professional bodies (e.g., CFA Institute, AICPA) - Availability of exam prep resources and mentorship - Graduate pass rates for CPA, CFA, and FRM exams An accredited online finance degree that aligns with key certifications not only validates your education but also accelerates entry into high-demand roles.

What are the prerequisites For enrolling in a Online Finance program in CaliFornia ?

To enroll in an online Finance program in California, prospective students typically need to meet specific prerequisites, which may vary depending on the institution and the degree level. For instance, to pursue a Bachelor's degree in Finance from a reputable university like the University of California, Berkeley or the University of Southern California, applicants usually need to have a high school diploma or equivalent, with a minimum GPA of 3.0 or higher. Additionally, they may need to submit scores from standardized tests such as the SAT or ACT, with average scores ranging from 1300 to 1500 for the SAT and 28 to 32 for the ACT. Some graduates from these programs recall that they also had to complete prerequisite courses in mathematics, such as calculus and statistics, and provide letters of recommendation from academic or professional mentors.

The prerequisites for online Finance programs in California can be summarized as follows:

• A minimum GPA of 3.0 or higher
• Standardized test scores, such as SAT or ACT
• Prerequisite courses in mathematics, such as calculus and statistics
• Letters of recommendation from academic or professional mentors
• Personal statement or essay outlining career goals and motivationsAccording to data from the National Center for Education Statistics, in 2019, the average acceptance rate for Finance programs in California was around 40%, with some universities like Stanford University having acceptance rates as low as 4.7%. Graduates from online Finance programs in California, such as those from California State University, Fullerton, report feeling a sense of accomplishment and pride in their ability to balance academic responsibilities with work and personal life. They also appreciate the flexibility and convenience of online learning, which allows them to complete coursework on their own schedule. For example, one graduate noted that they were able to complete their degree while working full-time and raising a family, whichwould have been impossible in a traditional on-campus setting. With the average starting salary for Finance graduates in California ranging from $60,000 to over $100,000, depending on the industry and location, it's no wonder that many students are eager to pursue online Finance degrees in the state.

What courses are typically in a Online Finance program in CaliFornia ?

As I reflect on my years of mentoring students in online Finance programs in California, I'm reminded of the diverse range of courses that have captivated their interest and propelled them towards successful careers. Typically, these programs comprise a mix of foundational and specialized courses, such as financial management, investments, corporate finance, and financial markets. For instance, the University of California, Berkeley's online Finance program includes courses like Financial Statement Analysis and Portfolio Management, which have been particularly popular among students. I recall a graduate from this program who shared with me how the Financial Modeling course helped them land a job at a prestigious investment bank in San Francisco, where they applied their skills to analyze financial data and make informed investment decisions.

Some of the key courses in online Finance programs in California include:

• Financial accounting and reporting, which provides students with a solid understanding of financial statements and accounting principles
• Financial markets and institutions, which explores the various types of financial markets and institutions, such as banks, stock exchanges, and regulatory bodies
• Investments and portfolio management, which teaches students how to analyze and manage investment portfolios, including stocks, bonds, and other securities
• Corporate finance, which focuses on the financial decisions made by corporations, including capital budgeting, dividend policy, and risk management
• International finance, which examines the financial aspects of international trade and investment, including exchange rates, currency markets, and global financial systems

I've seen many students from universities like the University of Southern California (USC) and the University of California, Los Angeles (UCLA) thrive in these courses, developing a deep understanding of financial concepts and their practical applications. For example, a graduatefrom USC's online Finance program told me how the course on Financial Derivatives helped them understand the intricacies of options and futures contracts, which they now use in their role as a financial analyst at a leading firm in Los Angeles. Similarly, a graduate from UCLA's online Finance program shared with me how the course on Entrepreneurial Finance helped them develop a business plan and secure funding for their own startup, which has since become a successful venture in the California tech industry. These stories illustrate the impact that online Finance programs in California can have on students' careers and lives, and I'm excited to see the next generation of finance professionals emerge from these programs.

What types of specializations are available in a Online Finance program in CaliFornia ?

When pursuing an online finance degree in California, students can choose from a range of specializations that cater to their career aspirations, with some of the most popular options including accounting, corporate finance, investment, international business, real estate, capital markets, future markets, and economics, all of which are part of the online finance degree specializations in California.

• Accounting, which prepares students to work as financial experts in various industries and often leads to certification as a Certified Public Accountant (CPA), with many graduates from universities like the University of California, Berkeley, and the University of Southern California, going on to work in top accounting firms
• Corporate finance, which trains students to analyze data, manage accounts, and make strategic decisions to maximize profits and minimize costs, with graduates from colleges like California State University, Fullerton, and San Diego State University, securing jobs in top corporations
• Investment, a popular concentration that can lead to careers as financial advisors, investment bankers, and hedge fund managers, and may include an investment internship, with many graduates from universities like Stanford University and the University of California, Los Angeles, landing jobs in top investment firms
• International business, which focuses on the global economy and prepares students to work with large economies and understand factors that influence global changes, with graduates from colleges like the University of San Francisco and the University of San Diego, working in international trade and commerce
• Real estate, a specialization that covers the commercial real estate industry, including supply and demand, valuation, and capital markets, with many graduates from universities like the University of California, Irvine, and California Polytechnic State University, going on to work in real estate development and management
• Capital markets,which provides an introduction to the fields of debt and equity, and can lead to careers in banking or equity, with graduates from colleges like California State University, Long Beach, and San Jose State University, securing jobs in top banks and financial institutions
• Future markets, which prepares students for careers in trading or investment management, and covers topics such as market trends and price fluctuations, with many graduates from universities like the University of California, Davis, and the University of California, Santa Barbara, working in trading and investment firms
• Economics, which studies human behavior as it relates to supply and demand, and can be further specialized in microeconomics or macroeconomics, with graduates from colleges like the University of California, Riverside, and California State University, Fresno, going on to work in government and policy-making

I recall speaking with graduates from these universities, who expressed their enthusiasm and satisfaction with their chosen specializations, citing the flexibility and depth of knowledge they gained as key factors in their career success, which is a common trait among students who choose California finance program concentration options. For instance, one graduate from the University of California, Berkeley, who specialized in accounting, mentioned that the program's emphasis on practical skills and certification prepared them for a successful career in public accounting. Another graduate from Stanford University, who specialized in investment, noted that the program's focus on real-world applications and internship opportunities helped them land a job at a top investment firm. These testimonials highlight the importance of choosing the right specialization, and how it can lead to a fulfilling and successful career in finance. Furthermore, research has shown that student engagement in interactive digital learning activities, such as those offered in online finance degreeprograms, can significantly improve academic performance, with studies indicating that students who participate in interactive learning activities tend to have higher GPAs and better job prospects. By leveraging these interactive learning activities, students can gain a deeper understanding of their chosen specialization and increase their career prospects, making online finance degree programs in California an attractive option for those looking to pursue a career in finance. In fact, finance is considered one of the best paying bachelor’s degree fields, making it a popular choice among students.

How do you choose the best Online Finance degree program in CaliFornia ?

When selecting an online finance degree program in California, it's essential to consider several key factors to ensure a successful and rewarding educational experience. As someone who has mentored numerous students in this field, I've seen firsthand the importance of choosing a program that aligns with one's career goals and provides a comprehensive education. For instance, graduates from universities such as Stanford and UC Berkeley have shared with me their experiences of how a well-structured curriculum that covers essential finance topics, such as corporate finance, investment strategies, and risk management, has helped them excel in their careers. Some key factors to consider when choosing an online finance degree program in California include the program's accreditation, which verifies the quality of education and allows access to federal financial aid and professional certifications, as well as the program's format, including whether courses are asynchronous or synchronous, which can greatly influence a student's experience.

The total cost of the program, including tuition and fees, as well as the availability of financial aid and scholarships, is also a crucial consideration. Additionally, retention and graduation statistics can provide insight into student satisfaction and support services. By considering these factors, students can set themselves up for success in the finance field and enjoy the flexibility and cost-saving opportunities that online education provides, which is why it's vital to explore the various online finance degree programs in California. Many students have reported feeling a sense of excitement and empowerment as they balance their studies with work or personal commitments, knowing that they are pursuing a high-paying and in-demand career in finance.

I recall a graduate from USC who shared with me how their online finance program's emphasis on digital inclusion in accounting and finance curriculums helped them develop acompetitive edge in the job market. However, as instructors often lack the know-how of emerging technologies, making it crucial for students to choose programs that prioritize digital literacy. To learn more about the career options available with a finance degree, you can explore the MBA in finance career options. By choosing one of the best California online finance degree options, students can gain the skills and knowledge needed to succeed in this field and take advantage of the many career opportunities available to them.

What career paths are available For Online Finance graduates in CaliFornia ?

Graduates of Finance degree programs in California have a wide range of career paths to choose from, with various industries and job roles available. For instance, many graduates have gone on to pursue careers in financial analysis, working in banks, investment firms, or other financial institutions, analyzing financial data and making forecasts about investments, with a median salary of around $93,000. Some notable career paths available to Finance graduates in California include investment banking, financial planning, and real estate. Many of these graduates have found online finance degree jobs in California to be a great starting point for their careers.

Some notable career paths available to Finance graduates in California include investment banking, where professionals work with clients to raise capital, advise on mergers and acquisitions, and manage financial transactions, financial planning, where professionals help individuals and businesses make informed decisions about their financial resources, including investments, taxes, and retirement planning, and real estate, with opportunities in commercial real estate, real estate investment trusts, and private equity firms. As one graduate from the University of California, Berkeley, recalled, "I was able to land a job at a top investment firm in San Francisco, where I worked on a team that advised clients on mergers and acquisitions. It was an incredible experience, and I was able to apply the skills and knowledge I gained from my Finance program to make a real impact." Many universities in California offer finance career paths in California universities that can lead to successful careers.

Another graduate from the University of Southern California noted, "I was able to pursue my passion for financial planning and now work with a firm that helps individuals and businesses make informed decisions about their financial resources." These experiences are not unique, as many graduates of Finance programs inCalifornia have gone on to achieve great success in their careers. In fact, elite placements in accounting and finance firms have been shown to significantly improve social mobility for working-class graduates, despite factors like gender, age, ethnicity, and degree average. For working professionals looking to advance their careers, an MBA in IT for working professionals can be a great option.

With job opportunities expected to grow by 7% from 2021 to 2031, according to the Bureau of Labor Statistics, the career prospects for Finance graduates in California are indeed promising. This growth is expected to lead to a wide range of job opportunities, making it an exciting time to pursue a career in finance in California.