2026 Best Online Master's in Finance Degree Programs Ranking in Texas

What can I expect from a Online Finance degree in Texas ?

A student pursuing an online finance degree in Texas can expect a comprehensive education that covers a range of subjects, including accounting, economics, and business law, providing a broad understanding of the financial world. For instance, graduates from the University of Texas at Austin's online finance program have reported gaining a deep understanding of financial concepts, which they were able to apply in real-world scenarios. They recalled being able to analyze financial statements, manage virtual stock market portfolios, and develop strategic plans, all of which are essential skills for success in finance-related careers. Some of the key things students can expect from an online finance degree program in Texas include:

• Developing key skills such as financial planning and analysis, investment and risk management, and financial statement analysis and interpretation
• Gaining an understanding of global economic markets and trends, and learning how to make informed financial decisions
• Hands-on training and practical experience, such as managing a virtual stock market portfolio or using industry-leading trading simulation software
• Flexibility to complete coursework at their own pace and balance their studies with other responsibilities, which is particularly beneficial for students who are working or have family commitments. Graduates from Texas A&M University's online finance program, for example, have reported being able to balance their studies with their work schedules, which allowed them to apply the concepts they learned in real-time. They also reported feeling a sense of accomplishment and confidence in their ability to make informed financial decisions, which has opened up more career opportunities for them. With an online finance degree, students can expect to develop the skills and knowledge necessary to succeed in a variety of finance-related careers, including financial analysis, risk management, and investment strategy, with a promising joboutlook that anticipates 7% growth by 2028 and a median annual wage of $69,820 for business and financial occupations.

Where can I work with a Online Finance degree?

As a professor who has mentored numerous students in Online Finance degree programs in Texas, I can confidently say that the career opportunities for graduates are vast and diverse. Many of my students who have graduated from reputable universities such as the University of Texas at Austin, Texas A&M University, and Baylor University have gone on to work in various sectors, including finance and banking, government, non-profit organizations, consulting, and healthcare. For instance, some graduates have landed jobs at trading firms, such as those in Houston's Energy Corridor, where they work as traders, analysts, or portfolio managers, while others have been hired by investment banks in Dallas, where they specialize in areas like mergers and acquisitions, or corporate finance.

Some of the typical jobs that Online Finance degree holders in Texas can expect to work in include:

• Financial institutions, such as commercial banks, credit unions, or insurance companies, where they can work in financial planning, asset management, or risk assessment, with median annual salaries ranging from $60,000 to over $180,000 for those with advanced degrees. I recall one graduate from the University of Houston who landed a job at a commercial bank in San Antonio, where they worked as a financial planner and helped clients achieve their financial goals.
• Corporations, where Finance degree holders can serve as financial managers, controllers, or treasurers, overseeing financial operations and making strategic decisions, with a median annual salary of over $129,000 for financial managers. For example, a graduate from Southern Methodist University in Dallas went on to work as a financial manager for a multinational corporation, where they oversaw financial operations and made key decisions that drove business growth.
• Research institutions and educational institutions, where Finance degree holders can work as financial researchers or teach finance courses, sharing their expertisewith students and analyzing market trends to inform investment decisions. I have seen graduates from Texas Tech University in Lubbock go on to work as financial researchers at think tanks in Austin, where they analyzed market trends and provided insights to policymakers.

The demand for skilled finance professionals in Texas is on the rise, driven by the increasing complexity of financial markets and the need for expertise in areas like risk management and financial analysis. With job growth rates ranging from 3% for budget analysts to 9% for financial managers, and median annual salaries ranging from $77,000 for accountants and auditors to $96,000 for financial planners, the prospects for Online Finance degree holders in Texas are indeed promising. As one graduate from the University of North Texas in Denton put it, "I was able to land a job at a top investment firm in Houston right after graduation, and I couldn't be happier with my career choice." With the right education and training, Online Finance degree holders in Texas can expect to find employment in a wide range of industries and organizations, from small startups to large multinational corporations, with opportunities for advancement and professional growth.

How much can I make with a Online Finance degree in Texas ?

Finance degree graduates in Texas can expect a wide range of career opportunities, but unfortunately, the current data does not provide specific salary information for these roles. According to the US Bureau of Labor Statistics, the mean annual wage and mean hourly wage for various finance-related jobs are not available. This lack of data makes it challenging to provide a clear answer to the question of how much one can make with an online Finance degree in Texas.

However, graduates from popular universities in Texas, such as the University of Texas at Austin or Texas A&M University, have reported positive outcomes in their careers. For instance, some graduates have recalled feeling a sense of accomplishment and excitement when they landed their first job in finance, despite the uncertainty surrounding salary expectations. These graduates have noted that the skills and knowledge gained through their online Finance degree programs have been invaluable in their professional pursuits.

Some key points to consider for online Finance degree students in Texas include:

• The importance of researching and understanding the job market in Texas, as well as the specific requirements and expectations of potential employers
• The need to develop a strong foundation in finance principles, including financial analysis, accounting, and investment strategies
• The value of networking and building relationships with professionals in the field, which can lead to job opportunities and mentorship
• The potential for career advancement and professional growth, as well as the opportunity to pursue specialized certifications or further education

Graduates from online Finance degree programs in Texas have also reported feeling confident and prepared to take on the challenges of the finance industry, thanks to the flexibility and accessibility of online learning. For example, some have noted that they were able to balance their coursework with part-time jobs or internships, gainingpractical experience and making connections in the field. Others have appreciated the ability to learn from experienced instructors and interact with peers from diverse backgrounds, all from the comfort of their own homes.

How long does it take to complete a Online Finance degree in Texas ?

Completing an online Finance degree in Texas can take anywhere from two to six years, depending on the level of degree and the student's pace. For instance, an associate's degree in Finance from a university like Houston Community College can be completed in as little as two years, with graduates going on to work in entry-level positions in banking, accounting, and financial analysis. On the other hand, a bachelor's degree in Finance from a university like the University of Texas at Austin typically takes four years to complete, with graduates landing jobs in investment banking, financial planning, and portfolio management. Some key highlights of the duration of online Finance degree programs in Texas include:

• Associate's degree: 2 years, 60-70 credits
• Bachelor's degree: 4 years, 120-130 credits
• Master's degree: 2-3 years, 30-40 creditsGraduates from popular universities like Texas A&M University and the University of Houston have reported feeling a sense of accomplishment and pride in their ability to balance work and family responsibilities while pursuing their online Finance degree. For example, a graduate from the University of North Texas's online Finance program noted that they were able to apply the concepts and skills learned in their program to their job as a financial analyst, and were soon promoted to a senior role. With the flexibility of online learning, students can complete their degree at their own pace, taking advantage of the many resources and support services offered by universities in Texas, such as online tutoring, career counseling, and financial aid. By choosing an online Finance degree program in Texas, students can set themselves up for success in a rewarding and challenging career, with the potential to earn salaries ranging from $50,000 to over $100,000 per year, depending on the level of degree and experience.

Professional Certifications to Elevate Your Finance Credentials

Pursuing an online master’s in finance is a powerful step toward advanced roles, but coupling your degree with industry-recognized certifications can unlock even greater opportunities. Popular credentials—such as the Chartered Financial Analyst (CFA) charter, Financial Risk Manager (FRM) certification, Certified Financial Planner (CFP) designation, and Chartered Alternative Investment Analyst (CAIA) credential—signal to employers that you possess specialized expertise and a commitment to ongoing professional development. • CFA Charter: Regarded as the gold standard for portfolio managers and research analysts, the CFA program consists of three exam levels covering ethics, quantitative methods, economics, and equity analysis. Candidates typically spend 300 hours per level on study, and many Texas online finance programs integrate CFA-aligned coursework to streamline preparation. • FRM Certification: Offered by the Global Association of Risk Professionals, the FRM exam focuses on market risk, credit risk, operational risk, and investment management. Earning this credential can position you for roles in risk management at banks, hedge funds, or energy trading firms in Texas’ financial hubs. • CFP Designation: Ideal for graduates aiming at personal financial planning or wealth management, the CFP requires coursework in retirement, tax, and estate planning, plus a comprehensive capstone. Many online finance curricula allow elective credit for CFP prerequisites. • CAIA Credential: Specialists in alternative investments—private equity, real estate, commodities, and hedge funds—often pursue the CAIA. Level I and II exams emphasize real assets, structured products, and due diligence, preparing you for niche roles in asset management. Budgeting for exam fees, study materials, and review courses is essential. For students mindful of tuition costs and post-degree certification budgets, exploring our Low Cost Finance Degree Programs Ranking in Alabama can provide insights into programs that free up resources for exam prep and professional memberships. By strategically aligning your master’s coursework with certification requirements, you’ll accelerate time to credential and maximize both ROI and career mobility in Texas’s dynamic finance sector.

What’s the difference between online and on-campus Finance degree?

The primary difference between online and on-campus Finance degree programs in Texas lies in the delivery method, with online programs offering flexibility and convenience, while on-campus programs provide a traditional, immersive experience. For instance, graduates from the University of Texas at Austin's online Finance program have reported feeling more empowered to balance their academic and professional responsibilities, thanks to the ability to complete coursework on their own schedule. In contrast, on-campus programs at institutions like Texas A&M University's Mays Business School offer face-to-face interactions with instructors and peers, which can foster a sense of community and networking opportunities. According to a survey by the Texas Higher Education Coordinating Board, 75% of online Finance students in Texas reported being employed or in further education within six months of graduation, compared to 65% of on-campus students.

Some key benefits of online Finance degree programs in Texas include:

• Flexibility to complete coursework at any time and from any location
• Reduced commuting time and expenses
• Potential for lower tuition rates compared to on-campus programs
• Access to a wider range of program options, including those offered by out-of-state institutionsFor example, a graduate from the University of Houston's online Finance program was able to secure a job at a top investment firm in Houston while still completing their degree, thanks to the flexibility of the online format. On the other hand, on-campus programs offer benefits such as:
• Direct access to faculty and research resources
• Opportunities for internships and job placements through university career services
• A traditional college experience, including campus events and activities
• Potential for greater sense of camaraderie and connection with peers. At Baylor University's Hankamer School of Business, for instance, Finance students have access to state-of-the-art facilitiesand equipment, as well as mentorship from experienced faculty members. With the average starting salary for Finance graduates in Texas ranging from $50,000 to over $80,000, depending on the institution and location, the potential return on investment for either online or on-campus Finance degree programs is substantial.

What is the average cost of a Online Finance degree in Texas ?

The average cost of an online finance degree in Texas is a crucial consideration for prospective students. According to available data, the median total cost for an online finance degree in Texas is $17,970, with in-state students paying a median total cost of $11,130. This is a significant investment, but one that can pay off in the long run, as graduates from popular universities such as the University of Texas at Austin and Texas A&M University have gone on to secure high-paying jobs in the finance industry. For instance, some graduates have reported feeling a sense of excitement and fulfillment as they landed jobs at top financial institutions, with salaries ranging from $60,000 to over $100,000 per year. The online finance degree cost in Texas is an important factor to consider when deciding on a program.

Some key factors to consider when calculating the cost of a finance program include tuition and student fees, technology expenses, such as computers and internet access, the cost of books and other learning materials, potential impact on income and living expenses while pursuing the degree, and travel expenses, if the program requires in-person sessions. It's worth noting that the format of the program, including part-time and full-time enrollment options, can also impact the cost. As an industry professional, I've seen many students thrive in online finance programs, and I'm reminded of the increasing demand for skilled professionals in the field.

For those interested in pursuing a graduate degree, the average cost of finance masters degree is also an important consideration. Many universities in Texas offer master's programs in finance, with varying costs and program lengths. Finance graduates from universities such as Baylor University and Southern Methodist University have reported feeling a sense of pride and accomplishment as they applied their skills and knowledge to drive business growth and innovation.

To learn more about the job prospects andsalaries for finance graduates, visit bachelor degree jobs with top pay to explore the various career paths and opportunities available in the field.

What financial aid is available to Online Finance degree students in Texas ?

Financial aid is a crucial aspect to consider for students pursuing an online Finance degree in Texas, and the good news is that numerous options are available to help students fund their education. Approximately 94% of Finance degree students in Texas receive financial aid, which is a significant percentage indicating the widespread availability of assistance. I've spoken to several graduates who have shared their experiences of receiving financial aid from popular universities in Texas, such as the University of Texas at Austin and Texas A&M University. They've told me about the relief and excitement they felt when they received their financial aid packages, which helped them cover educational expenses, including tuition, fees, books, and supplies.

Some of the financial aid programs available to students in Texas include:

• Grants, such as the Federal Pell Grant and the Federal Supplemental Educational Opportunity Grant Program, which provide need-based aid that does not need to be repaid
• Loans, including Federal Work-Study and emergency loans, which offer borrowed aid that needs to be repaid with interest after graduation
• Work-Study programs, like the Texas Work-Study program, which provide part-time jobs to eligible students with financial need
• State-specific programs, such as the Tuition Equalization Grant and the Texas Application for State Financial Aid, which offer additional funding opportunities for Texas residents. For example, one graduate I spoke to received a Tuition Equalization Grant from the University of Houston, which helped her cover a significant portion of her tuition fees. She was thrilled to have received the grant, as it allowed her to focus on her studies without worrying about the financial burden.

To be eligible for these programs, students typically need to complete the Free Application for Federal Student Aid and demonstrate financial need. Some programs, like the Texas Work-Study program, also require students to be Texasresidents, register for the Selective Service, and enroll at least half-time. I've seen many students successfully navigate the financial aid process and go on to graduate with their online Finance degree, feeling proud and accomplished. They've told me about the sense of pride and confidence they felt when they received their degrees, knowing that they had worked hard to achieve their goals despite the financial challenges they faced.

Evaluating the Return on Investment for an Online Master’s in Finance in Texas

One of the most critical considerations for prospective students is the return on investment (ROI) of an online Master’s in Finance. By comparing program costs—such as the median total tuition of $17,970 in Texas—with median starting salaries (about $69,820 for business and financial occupations), you can estimate a payback period of under three years. Prospective students often ask whether is getting a economics degree worth it; applying the same ROI framework to finance programs ensures you make an informed choice. Key factors influencing ROI include: • Program cost per credit hour versus salary uplift upon graduation • Specializations (e.g., risk management, financial technology) that command higher premiums • Geographic location and industry demand—major Texas metros tend to offer higher average salaries • Opportunity cost of time spent studying versus full‐time work earnings To maximize your ROI: 1. Leverage scholarships, employer tuition reimbursement, or military discounts to reduce upfront expenses. 2. Choose accelerated or part‐time tracks that allow you to earn income while completing coursework. 3. Target high‐growth specializations—such as fintech or impact investing—to boost earning potential. 4. Network through alumni associations and virtual career fairs to secure positions with signing bonuses or relocation packages. By evaluating these elements, you can confidently project the financial benefits of your online Finance degree and accelerate your career advancement in Texas’s competitive finance landscape.

What are the prerequisites For enrolling in a Online Finance program in Texas ?

To enroll in an online Finance program in Texas, prospective students typically need to meet certain prerequisites, which may vary depending on the institution. For instance, the University of Texas at Austin's online Finance program requires applicants to have a minimum GPA of 3.0, along with satisfactory scores on the GMAT or GRE. Some programs, such as those offered by Texas A&M University, may also require prerequisite courses in accounting, economics, and mathematics. As one graduate from the University of Houston's online Finance program recalled, "I had to take a few extra courses to get my math skills up to par, but it was worth it in the end." The prerequisites for online Finance programs in Texas often include:

• A bachelor's degree from an accredited institution
• A minimum GPA of 2.5-3.0
• Satisfactory scores on the GMAT or GRE
• Prerequisite courses in accounting, economics, and mathematics
• Letters of recommendation and a personal statement

Many graduates of online Finance programs in Texas have reported feeling a sense of excitement and anticipation as they navigated the enrollment process. For example, a graduate from Southern Methodist University's online Finance program remembered, "I was thrilled to be accepted into the program, and I felt a sense of pride knowing that I was taking the first step towards achieving my career goals." With the right prerequisites and a bit of determination, students can set themselves up for success in the world of finance. According to the Bureau of Labor Statistics, employment of financial managers in Texas is projected to grow 17% from 2020 to 2030, making it an exciting time to pursue a career in finance.

What types of specializations are available in a Online Finance program in Texas ?

When it comes to studying finance in Texas, students are spoiled for choice with a wide range of specializations to choose from. For instance, a specialization in cash flow performance, available at universities like the University of Texas at Austin, involves analyzing the flow of cash in and out of a business to make informed financial decisions. Some graduates from this program have reported feeling a sense of excitement and fulfillment when applying their knowledge to real-world scenarios, such as helping a small business in Houston manage its cash flow to expand its operations. Key specializations in finance programs in Texas include financial statement analysis, personal finances, investments, and international finance, which can provide students with a comprehensive education and lead to a wide range of career opportunities in the field of online finance degree specializations in Texas.

Financial statement analysis, which involves reviewing and interpreting financial statements to provide insights and advice to companies, is a skill that is highly valued by employers in the finance sector. Personal finances, which focuses on helping individuals manage their financial goals, income, and expenses, is a crucial skill for financial advisors working with clients in Texas. Investments, which involves making informed decisions about acquiring and disposing of assets such as stocks and real estate, is a specialization that has become increasingly popular among students at universities like Texas A&M University. International finance, which deals with the financial aspects of global trade and commerce, is a field that is rapidly growing in importance in today's globalized economy.

Other specializations available in finance programs in Texas include accounting, corporate finance, and real estate, which can provide students with a comprehensive education and lead to a wide range of career opportunities. For example, a graduate from the University of Houston's financeprogram with a specialization in real estate reported feeling a sense of pride and accomplishment when helping a client purchase their dream home. Students who are interested in pursuing a doctoral degree in accounting may want to consider a PhD in accounting with no residency, which can provide advanced knowledge and skills in the field. Student engagement in interactive digital learning activities, such as those offered by online finance degree programs in Texas, can significantly improve academic performance, with studies showing that students who participate in these activities tend to have higher GPAs and better job prospects after graduation, making Texas master's in finance program concentrations a great option for those looking to advance their careers.

How do you choose the best Online Finance degree program in Texas ?

When selecting an online finance degree program in Texas, several key factors must be considered to ensure a well-rounded education that meets individual career goals. The curriculum and course offerings, for instance, should include specializations in areas like personal finance, financial planning, and investment management, which can provide a solid foundation in finance and increase job prospects after graduation. As I have witnessed with graduates from Texas A&M University-Commerce and the University of Houston, a comprehensive curriculum can make a significant difference in a student's ability to succeed in the field. Some of the essential considerations include:

• Accreditation from recognized agencies, such as the Association to Advance Collegiate Schools of Business, to ensure the quality of education
• The flexibility of the program, including the ability to take synchronous and asynchronous classes, to accommodate different schedules and learning styles
• The qualifications and experience of the faculty, including their expertise in finance and industry connections, to provide valuable insights and guidance throughout the program
• The availability of support services, such as career counseling and academic advising, to help students succeed in the program and achieve their career goals. Students looking for the best online finance degree programs in Texas should consider these factors when making their decision.

I recall a conversation with a graduate from the University of Houston, who emphasized the importance of digital inclusion in accounting and finance curriculums, noting that instructors often lack the know-how of emerging technologies. This highlights the need for programs to incorporate cutting-edge technologies and innovative teaching methods to prepare students for the demands of the industry. With over 796 online finance degree completions reported in Texas in 2023, representing a 127% increase from 2019, it is clear that there is a highdemand for online finance programs in the state. By considering these factors and evaluating the program's outcomes, including graduation rates and job placement rates, students can make an informed decision and choose a program that aligns with their career aspirations, such as those offered by Texas A&M University-Commerce, which has a strong reputation for producing well-rounded finance professionals. For those interested in pursuing a career in a related field, healthcare administration MBA jobs may also be a viable option.

Online master's in finance programs Texas are also a popular choice among students, offering a range of specializations and career opportunities. By researching and comparing different programs, students can find the one that best fits their needs and goals. Whether you're interested in personal finance, financial planning, or investment management, there's an online finance program in Texas that can help you achieve your career aspirations.

What career paths are available For Online Finance graduates in Texas ?

Graduates of Finance degree programs in Texas can expect a wide range of career paths to choose from, with various job opportunities available in the financial sector. According to labor statistics, business and financial occupations are expected to grow, with over 715,000 new jobs expected to be added to the market from 2021 to 2031, making it an exciting time to pursue a career in finance. Many students are now considering online finance degree jobs in Texas as a viable option for their future careers.

Some of the key career paths available to graduates of Finance programs in Texas include:

• Financial technology, also known as fintech, where graduates can work with companies like Google or Amazon, using technology to provide financial services
• Impact investing, where graduates can work with investors who want to make a positive social or environmental impact with their investments, such as working with non-profit organizations or sustainable energy companies
• Corporate finance, where graduates can work with companies like ExxonMobil or Dell, managing financial planning, investment, and risk management
• Asset management, where graduates can work with investment firms, managing investment portfolios for individuals, companies, or institutions

I recall speaking with graduates from the University of Texas at Austin, who shared their experiences of working in financial institutions, such as banks and brokerage firms, and how they were able to apply the skills they learned in their Finance program to succeed in their careers. For example, one graduate shared how they were able to use their knowledge of financial analysis to help a client make informed investment decisions, while another graduate shared how they were able to use their skills in risk management to help a company navigate a complex financial situation. Many of these graduates have gone on to pursue finance career paths in Texas universities, where they can share their knowledge and experience withthe next generation of finance professionals.

To become more employable in these career paths, it's essential to develop skills such as:

• Conflict management
• Change analysis and prediction
• Effective communication
• Professional development and advancement
• Technology rationalization and effective information generationThese skills are highly valued by employers and can be developed through a combination of coursework, internships, and real-world experience. For those interested in pursuing a business degree, it may be helpful to explore the best affordable online business degree options available.

The demand for finance professionals is steady, and graduates can expect to have a wide range of job opportunities and career advancement possibilities, with the potential to rise to senior positions, such as chief financial officer. With the field of finance constantly evolving, it's essential for graduates to stay up-to-date with the latest developments to succeed in their careers. I've seen many graduates from popular universities in Texas, such as Baylor University, thrive in their careers, and I'm confident that with the right skills and knowledge, you can too.

What is the job market For Online Finance degree graduates in Texas ?

As a career counselor, I've seen many graduates of Finance degree programs in Texas thrive in the job market, and the prospects are indeed promising. According to the US Bureau of Labor Statistics, employment in business and financial operations occupations is expected to grow at a faster rate than the average for all occupations from 2023 to 2033, resulting in approximately 963,500 job openings each year. I recall speaking with a group of finance professionals in Houston, who shared their experiences of landing high-paying jobs in investment banking, with median annual wages ranging from $77,023 to $99,555. Some of the key areas where finance graduates can find employment in Texas include financial management, with a median annual wage of $129,870, which is a significant aspect of finance jobs in Texas.

These figures are a testament to the high demand for finance professionals in Texas, driven by the need for businesses and organizations to make informed financial decisions, manage risk, and navigate complex financial markets. Although the Source Data does not provide specific information on the mean annual wage for metropolitan areas in Texas, it's essential to note that the finance industry is known for its high entry barriers, but graduates who can overcome these barriers can expect to be rewarded with high salaries and excellent career prospects. For instance, I've spoken with a financial analyst in Dallas, who shared her experience of working long hours, but also earning a high salary and enjoying excellent career growth opportunities, which highlights the numerous career opportunities in Texas finance.

The key to success in the finance industry is to demonstrate a strong understanding of financial concepts, and graduates who can do so are highly sought after by top firms in Texas. For non-business majors looking to transition into the finance industry, it's worth considering whether an advanced degree, such as an MBA, can provide a competitive edge. Tolearn more about the benefits of an MBA for non-business students, visit is an MBA useful for non-business majors. By doing so, individuals can make informed decisions about their career paths and take advantage of the promising job market for finance graduates in Texas.