Different Types of Occupational Therapy Degrees and Their Salaries in 2026

Co-Founder and Chief Data Scientist

The demand for skilled professionals in occupational therapy continues to rise as the healthcare sector expands and ages. Recent data from the U.S. Bureau of Labor Statistics projects employment in this field to grow much faster than the average for all occupations, reflecting the increasing need for qualified practitioners. Selecting the right educational path is crucial for those aiming to build a successful career and maximize earning potential.

This article offers a clear overview of the various degrees available in occupational therapy and outlines the expected salary outcomes for graduates of each, helping prospective students make informed decisions backed by industry insights and credible research.

Key Points About Different Types of Occupational Therapy Degrees and Their Salaries

Obtaining a master's degree in occupational therapy is the standard requirement for becoming a licensed occupational therapist in the U.S., and it significantly increases earning potential compared to associate or bachelor's degrees, with median annual salaries around $86,280 as reported by the Bureau of Labor Statistics.
Bachelor's degrees in occupational therapy or related fields are typically used as a stepping stone to graduate programs, offering limited direct employment opportunities in clinical roles but valuable for roles in therapy assistance or support with average salaries near $40,000 to $50,000 depending on the state and employer.
Associate degrees often lead to careers as occupational therapy assistants or aides, which have growing employment prospects with a projected job growth rate of 24% through 2032 and median salaries approximately $62,390, highlighting a viable path for those seeking quicker entry into the workforce with decent earning potential.

What Are the Different Types of Occupational Therapy Degrees Available?

Understanding the different types and levels of occupational therapy degrees is crucial for students before selecting a program, as each degree aligns with distinct career goals and educational backgrounds. Knowing how each option caters to clinical practice, research, or leadership can help learners make informed decisions about their path in this healthcare field.

Below is an overview of the main types of occupational therapy degrees and what makes each unique:

Master of Science in Occupational Therapy (MSOT or MOT): This is an entry-level graduate degree designed to prepare students for licensed occupational therapist roles. Coursework typically includes human anatomy, evidence-based practice, patient care, and fieldwork to develop clinical skills for direct client services.
Doctorate in Occupational Therapy (OTD): The OTD degree builds upon MSOT content with advanced study in leadership, research, program development, and theory. Students also complete a capstone project to demonstrate expertise in professional administration, advocacy, or scholarship.
Post-Professional Doctorate in Occupational Therapy (PPOTD): Intended for licensed occupational therapists with prior degrees, this terminal doctorate emphasizes advanced research, clinical specialization, and leadership development tailored for experienced practitioners.
Complementary Advanced Degrees (PhD, EdD): These research-focused degrees focus on scholarly work, teaching, and academic contributions with coursework centered around research methods, educational theory, and dissertation study rather than clinical practice.

Entry-level salaries for occupational therapists tend to be similar regardless of degree type, but understanding your options can help you align your education with your desired career trajectory and potential advanced roles.

For more guidance on the best paths in healthcare and beyond, consider exploring best college degrees for employment.

What Specializations Are Available in Occupational Therapy Degrees?

Specialization is an important factor when choosing an occupational therapy degree because it helps students focus their education on specific populations or settings, making their training more relevant to their career goals. This approach allows future practitioners to develop expertise that aligns with their long-term professional interests and job market demands.

To better understand your options, here is a list of common occupational therapy specializations that highlight different focuses, key skills, and career opportunities:

Gerontology Occupational Therapy: Focuses on supporting older adults in maintaining independence, managing chronic conditions, and addressing age-related challenges. Key skills include knowledge of cognitive decline, mobility issues, and adaptive technologies. Careers are found in hospitals, rehab centers, and community programs.
Pediatrics Occupational Therapy: Specializes in helping children with developmental, physical, or emotional challenges reach their full potential. Practitioners develop skills in sensory integration, behavioral interventions, and family-centered care. Jobs are common in schools, early intervention, and pediatric hospitals.
Physical Rehabilitation Occupational Therapy: Centers on restoring function after injuries, surgeries, or illnesses such as stroke or orthopedic trauma. Therapists use advanced rehabilitation techniques and adaptive equipment. Career paths include inpatient rehab, outpatient clinics, and trauma centers.
Mental Health Occupational Therapy: Addresses psychological and emotional well-being, focusing on clients with depression, anxiety, or serious mental illness. Skills include therapeutic communication, group facilitation, and psychosocial assessment. Opportunities exist in psychiatric hospitals, community mental health, and private practice.
Assistive Technology Occupational Therapy: Involves assessing and providing technological solutions like wheelchairs or communication devices for clients with disabilities. Practitioners need expertise in equipment evaluation and customization. Careers include rehabilitation centers and specialty technology clinics.

Students interested in these specializations should explore programs that offer targeted coursework and clinical experiences to match their professional goals.

When preparing for college admission open opportunities, considering how each specialization aligns with your aspirations can provide a clearer path to a rewarding occupational therapy career.

How Long Does It Take to Complete Each Type of Occupational Therapy Degree?

Understanding the duration of occupational therapy programs is essential for students planning their education and career pathways. Knowing how long each degree takes helps in setting realistic timelines and managing personal and financial commitments efficiently.

Here is an overview of the main occupational therapy degree types and their typical completion times:

Associate Degree in Occupational Therapy: This degree usually takes about 2 years to complete at a community college level. It often serves as a stepping stone for further education rather than full certification. Part-time enrollment and transfer credits can affect the timeline, and some programs offer accelerated formats.
Bachelor's Degree in Occupational Therapy: While less common as a direct route to certification, a bachelor's degree typically requires 4 years of full-time study. Some programs include fieldwork or internships, which may extend the completion time. Online and hybrid options are increasingly available, potentially offering more flexible pacing.
Master's in Occupational Therapy: This is the standard entry-level degree for occupational therapists, typically completed in 2 to 3 years after earning a bachelor's degree. Accelerated programs exist that condense study to around 2 years, and part-time options can lengthen the process. Clinical placements are usually a required part of the curriculum, impacting overall duration.
Doctorate in Occupational Therapy: Usually completed in 3 years post-master's, this degree prepares therapists for advanced practice or academic roles. Some programs blend the master's and doctoral coursework into an accelerated 3- to 4-year track. Full-time study is typical, though select programs may offer part-time or online components.

Are There Accelerated Occupational Therapy Degree Programs?

Yes, accelerated occupational therapy degree programs exist in the United States, designed to shorten the time needed to complete both undergraduate and graduate studies compared to traditional routes.

These programs frequently offer formats such as 3+2 or 4+2 tracks, allowing students to earn a bachelor's degree followed by a master's or doctorate in as little as five to six years, rather than the typical six-and-a-half years when pursued separately. Many accelerated doctoral programs also adopt hybrid or condensed schedules, enabling completion in about two years instead of the usual three.

Common strategies to accelerate progress include condensed coursework, year-round academic terms without long breaks, integrating undergraduate and graduate curricula, and accepting transfer credits or prior learning experiences to reduce redundancy in coursework.

However, potential students should be prepared for a demanding and intense academic workload. Accelerated programs are highly competitive and often require a strong academic record, including a high GPA and, in some cases, prior clinical observation or relevant undergraduate coursework.

Eligibility may also hinge on the student's chosen major, with health sciences and social sciences frequently preferred for admission. Beyond rigorous coursework, participants must fulfill hands-on fieldwork requirements while maintaining strict academic standards.

The quicker pace offers the advantage of entering the workforce sooner, where occupational therapists in the U.S. earned a median annual salary of around $93,180 in 2022, according to the Bureau of Labor Statistics.

Still, students should carefully consider their readiness for the fast-paced environment and consult admissions counselors to ensure the program fits their goals and support needs.

When I spoke with a graduate of an accelerated occupational therapy degree program about his experience, he reflected on the intense pressure and the sense of accomplishment that marked his journey. "The schedule was relentless," he shared, describing back-to-back classes and clinical placements that left little downtime.

He noted that managing stress became essential, and time management skills were crucial to juggling heavy coursework with hands-on practice.

Yet, he also appreciated how the program's structure allowed him to quickly transition into a professional role, stating, "It was challenging, no doubt, but finishing earlier gave me a head start in my career and helped me avoid years of additional tuition and loans."

His story highlights both the rigor and rewards of choosing an accelerated path in occupational therapy.

Are Online Occupational Therapy Degrees as Credible as Traditional Ones?

Online occupational therapy degree programs in the United States maintain rigorous academic standards comparable to traditional on-campus programs. Due to the profession's hands-on nature and accreditation requirements by the Accreditation Council for Occupational Therapy Education (ACOTE), no fully online entry-level degrees exist.

Most online programs operate on a hybrid model, where students complete the majority of coursework remotely but must attend in-person labs and supervised clinical fieldwork to develop essential practical skills. This ensures that all graduates, whether from hybrid or traditional programs, meet the competencies required for licensure.

Studies show that although students attending in person sometimes achieve slightly higher summative grades, both groups highly value the integration of theory and clinical application.

Additionally, the required fieldwork and lab experiences are identical across formats, with only graduates of ACOTE-accredited programs eligible to take the National Board for Certification in Occupational Therapy (NBCOT) exam.

Employer acceptance of online and hybrid occupational therapy degrees has grown significantly, particularly as blended learning models gain traction and remote education becomes more commonplace post-pandemic.

Research indicates that knowledge gained through web-based occupational therapy workshops is on par with in-person learning, although some students express greater satisfaction with face-to-face formats.

Ultimately, the primary concern for employers is the program's accreditation and the institution's reputation rather than the mode of instruction. Median annual salaries for occupational therapists hover around $93,180, with no noted differences between graduates from traditional or hybrid programs when licensure and institutional quality are equivalent.

Prospective students should focus on program accreditation and institutional standing, as these factors primarily determine the credibility and value of an occupational therapy degree, regardless of whether the coursework is delivered online, in person, or both.

How Much Does Each Type of Occupational Therapy Degree Typically Cost?

Understanding the tuition differences across occupational therapy degree levels is crucial for effective budgeting and financial planning, as costs can vary widely depending on the program type and institution. Being aware of these variations helps prospective students make informed decisions about their education and career paths.

Below are the typical tuition ranges for each type of occupational therapy degree:

Associate Degree in Occupational Therapy: Associate degrees in occupational therapy are uncommon, as most states require a master's degree for licensure. When available, tuition averages about $11,263 for in-state and $32,322 for out-of-state students per year at public institutions. Costs may increase if attending private or specialized schools, though such programs are rare.
Bachelor's Degree in Occupational Therapy: Bachelor's degrees specifically in occupational therapy are not widely offered, but related health sciences or pre-OT programs are common. Public school tuition typically runs around $11,368 in-state and $23,777 out-of-state annually, while private schools often charge considerably higher rates. Financial aid such as scholarships and grants may be accessible to reduce expenses.
Master's in Occupational Therapy: The master's degree is generally required for licensure as an occupational therapist. Tuition at public universities ranges from $11,368 in-state to $23,777 out-of-state per year, whereas private programs may cost between $90,000 and $100,000 for the full degree. Many students pursue assistantships, scholarships, and other financial aid options to offset these higher costs.
Doctorate in Occupational Therapy: Doctoral programs (OTD) tend to have the highest tuition, especially at private institutions where total costs can range from $75,000 to $83,000. Public universities may offer lower tuition rates, and students often rely on financial aid, grants, and work-study programs to manage expenses throughout the duration of the program.

When asked about her experience managing the cost of her occupational therapy degree, a graduate shared that while initial expenses felt overwhelming, a combination of scholarships and part-time work helped make tuition manageable.

She reflected, "I was surprised how much the assistantship opportunities eased the financial burden, allowing me to focus more on my studies." She also emphasized the long-term benefits, noting that the investment paid off through stable employment and career growth.

Her journey highlights the importance of exploring all available financial aid and maintaining a clear budget plan during graduate study.

What Jobs Can You Get with Each Type of Occupational Therapy Degree?

The level of occupational therapy degree you earn significantly impacts your career opportunities, the types of roles you are qualified for, and your potential salary. Different degrees prepare graduates for varying scopes of practice, ranging from support roles to independent clinical or leadership positions.

Below is an outline of common jobs associated with each major occupational therapy degree:

Associate Degree in Occupational Therapy (OTA): Graduates generally become Occupational Therapy Assistants who work under licensed therapists' supervision to assist patients in developing or recovering skills for everyday living and working. They commonly find employment in hospitals, rehabilitation centers, schools, and long-term care facilities. Median annual wages for OTAs in the US were $64,250 as of May 2022.
Bachelor's Degree in Occupational Therapy or Related Fields: While a bachelor's degree alone does not qualify one for occupational therapist licensure, it enables roles such as rehabilitation aide, therapy technician, or case manager. Graduates may also pursue non-clinical healthcare positions or continue with graduate studies, including exploring accelerated master's programs online. Salary ranges for these support roles typically fall between $30,000 and $45,000 annually.
Master's Degree in Occupational Therapy (MOT/MSOT): This degree is the minimum requirement to become a licensed occupational therapist in the US. Occupational therapists assess and develop treatment plans for clients with injuries or disabilities in various settings such as hospitals, schools, outpatient clinics, and patients' homes. Roles may extend to clinic managers, educators, or specialists, with a median annual wage of $93,180 as of May 2022.
Doctorate in Occupational Therapy (OTD): The OTD prepares graduates for advanced clinical practice, leadership, academic, and research positions. Doctorate holders often teach at universities, lead clinical programs, conduct research, or influence healthcare policy. Salaries in these roles commonly range from $90,000 to over $110,000 annually, depending on experience and specialty.

How Do Salaries Differ by Occupational Therapy Degree Type?

Degree level often plays a significant role in determining earning potential in occupational therapy. Understanding how salaries differ based on degree type can help students make informed educational and career decisions.

Below is an overview of typical salary ranges associated with each level of occupational therapy education:

Associate Degree in Occupational Therapy (OTA): Occupational therapy assistants usually hold an associate degree, with starting salaries ranging from $48,000 to $60,000 annually. Pay varies depending on factors like work setting and location, and long-term growth may be limited without further education.
Bachelor's Degree in Occupational Therapy: Those with a bachelor's degree often qualify for assistant or technician roles but generally cannot practice as licensed therapists without a graduate degree. Salaries in these roles tend to be lower, and advancement typically requires additional schooling.
Master's Degree in Occupational Therapy: A master's degree is the minimum requirement to become a licensed occupational therapist. Median salaries for master's-level therapists average around $98,340 annually, with entry-level positions starting near $67,090 and experienced therapists earning above $129,830, influenced by region and employer type.
Doctorate in Occupational Therapy (OTD or PhD): Doctorate holders often earn a salary premium compared to those with a master's, especially in academia, leadership, or specialized clinical roles. Although exact figures vary, these degrees typically open doors to higher-paying opportunities and advanced expertise.

It is advisable for students exploring options at an online university cheapest to consider how degree level impacts salary as part of their decision-making process.

Is There High Demand for Occupational Therapy Degree Holders in the Job Market?

The demand for occupational therapy degree holders in the US job market is notably high, driven by multiple factors including emerging technologies and shifting workforce needs.

Innovations such as assistive devices and telehealth are expanding the scope of occupational therapy, allowing professionals with specialized certifications in areas like hand therapy or assistive technology to access new job opportunities. Additionally, the broad applicability of occupational therapy skills across hospitals, schools, outpatient clinics, and home health agencies fuels demand.

Regional differences also influence employment trends; while metropolitan hubs like New York City, Chicago, and Boston generally have more employment options, these areas may also face saturation. Conversely, rural and underserved regions tend to offer greater demand along with incentives such as loan forgiveness, supporting a balanced workforce distribution.

States including California, Texas, Florida, New York, and Illinois report consistently strong hiring trends and competitive salaries often above the national average for allied health professions.

For students exploring career paths, options like pursuing dual major programs can complement occupational therapy degrees and enhance employability. The US Bureau of Labor Statistics projects a robust 14% growth rate for occupational therapist positions from 2024 to 2034, providing approximately 10,200 job openings annually.

This outlook underlines occupational therapy as a future-ready profession with stable job security, driven by an aging population and increased awareness of its benefits for chronic and developmental conditions, as well as post-COVID rehabilitation needs.

What Factors Should You Consider When Picking a Type of Occupational Therapy Degree?

Choosing the right degree level in occupational therapy is a critical decision that will influence your future career opportunities and personal academic journey. Aligning your education with your career goals and personal circumstances ensures a more fulfilling professional path.

To make an informed choice, consider these key factors:

Career Goals: If your goal is clinical practice, both master's and doctoral degrees qualify you for licensure. However, pursuing a doctoral degree may open additional opportunities in academia, research, leadership, and program development.
Time Commitment: Master's programs usually take about 2.5 years, whereas doctoral programs often require around 3.5 years due to extra coursework and a capstone project. Reflect on how much time you can dedicate before entering the workforce.
Cost: Doctoral degrees tend to be more expensive because of the longer duration. Consider tuition, living expenses, and potential student debt when comparing your options.
Salary Expectations: Starting salaries for occupational therapists with either degree are generally similar, averaging around $93,180 annually. Advanced degrees may offer a long-term salary advantage but do not guarantee higher entry pay.
Specialization and Advancement: Doctoral programs enable earlier specialization and better position you for leadership, advocacy, or policy roles. Check if your prospective programs support your specific areas of interest.
Flexibility and Program Format: Look for accelerated, combined, part-time, online, or hybrid programs if you need flexible scheduling due to work or family commitments.

What Occupational Therapy Graduates Say About Their Degree and Salary

Gordon: "Completing my master's in occupational therapy opened doors I never imagined. The program's hands-on clinical rotations were invaluable, preparing me to confidently enter the workforce and make an immediate impact. I now work in pediatric therapy, helping children develop skills that change their lives, which is incredibly fulfilling. The solid foundation I gained gave me both job stability and exciting opportunities for growth. Every day, I feel grateful for choosing this path. "

Daniel: "After finishing my doctorate in occupational therapy, I approached my career with a new level of professionalism and expertise. The advanced education pushed me to think critically and contribute meaningfully to research and community programs. This degree not only elevated my clinical skills but also allowed me to mentor younger therapists and take on leadership roles. It's been a journey of personal growth and expanding my impact on diverse populations. "

Regina: "My bachelor's degree in occupational therapy was the perfect launchpad for my career in rehabilitation services. It gave me the essential knowledge and practical skills needed to navigate real-world challenges right away. I love working with adults recovering from injury and feeling that my work truly makes a difference in their independence and quality of life. This degree balanced academic rigor with community involvement, shaping me into a compassionate and effective practitioner. "

Other Things You Should Know About Occupational Therapy Degree Programs & Salaries

What is the average salary range for occupational therapy assistants compared to occupational therapists?

The average salary for occupational therapy assistants (OTAs) in the US generally falls between $50,000 and $65,000 annually. In contrast, licensed occupational therapists (OTs) typically earn between $75,000 and $100,000 or more, depending on experience and location. The difference is primarily due to the varying levels of education and responsibilities between OTAs and OTs.

Do advanced degrees in occupational therapy lead to higher salaries?

Yes, earning advanced degrees such as a master's or doctoral degree in occupational therapy usually results in higher salaries. Advanced degrees prepare professionals for specialized roles, leadership, research, or academic positions that often offer greater compensation. For example, OTD (Doctor of Occupational Therapy) holders often have salary advantages over entry-level master's degree graduates.

How does experience affect occupational therapy salaries across different degree levels?

Experience significantly impacts salaries regardless of degree level. Entry-level practitioners with a bachelor's or master's degree typically start with lower pay, but with experience, salaries increase notably. Seasoned occupational therapists with advanced certifications and several years in practice can earn salaries well above the average starting rates.

Are there geographic differences in salaries for occupational therapy degree holders?

Occupational therapy salaries can vary widely based on geographic location. Urban areas and states with higher living costs often offer higher salaries to occupational therapists. Conversely, rural or less populated regions may offer lower pay but sometimes include incentives to attract professionals, balancing income disparities across locations.