How to Become an Accountant with a Finance Degree: Education, Salary, and Job Outlook for 2026

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Pursuing a career as an accountant with a finance degree can offer a strategic advantage given the overlapping knowledge of financial systems and accounting principles. Accountants analyze financial records, ensure compliance, and assist in decision-making processes that affect business stability and growth. Their role often influences organizational efficiency and ethical financial reporting.

Understanding this profession helps clarify the skill set required, potential challenges, and the versatile impact accountants make across industries. This article explores these aspects in relation to education, career pathways, and professional expectations for 2025 and beyond.

What are the benefits of becoming an accountant with a finance degree?

Accounting professionals with finance degrees often earn between $55,000 and $85,000 annually, reflecting their dual expertise in financial analysis and accounting principles.
The Bureau of Labor Statistics projects a 7% job growth for accountants by 2026, signaling steady demand despite evolving automation.
Careers in accounting leverage finance skills for diverse roles, yet candidates should weigh the benefits of specialized accounting credentials against broader finance knowledge.

What credentials do you need to become an accountant with a finance degree?

Transitioning from a finance degree to an accounting career involves navigating varying educational requirements that differ widely by state and professional goals. While a finance degree covers many foundational business topics, earning certifications such as the CPA often demands additional specialized coursework and experience.

Understanding these credentialing pathways is essential for those considering accounting certification with finance degree backgrounds.

Finance degree for entry-level roles: A bachelor's degree in finance typically meets basic qualifications for many accounting positions due to coursework overlaps in business fundamentals, making it a practical starting point.
CPA license requirements for accountants: Most states require 150 semester hours for CPA licensure, exceeding the standard 120-hour bachelor's degree. This often means pursuing a master's degree or supplemental courses in intermediate accounting, auditing, and cost accounting. For example, Arizona requires 36 accounting hours, while Virginia mandates 24 upper-level accounting credits.
State variations in education requirements: Some states, like Minnesota and Ohio, have modified these mandates. Minnesota allows a 120-hour requirement under specific conditions, and Ohio has removed the additional post-bachelor's credits, reflecting a more flexible approach depending on geography.
CPA exam and experience: Beyond education, candidates must pass the rigorous four-part CPA Exam and complete one to two years of supervised accounting work under a licensed CPA, which is crucial for licensure.
Alternative certifications: Credentials like Certified Management Accountant provide different avenues into accounting with distinct exam and experience requirements, expanding options beyond the CPA path.
Considering shorter programs: For those seeking quicker entry points or supplemental credentials, high-paying 6 month certificate programs can offer valuable skills and enhance employability.

What skills do you need to have as an accountant with a finance degree?

Success in accounting combined with a finance degree depends heavily on developing a robust set of both technical and interpersonal abilities. While technical expertise forms the foundation for handling financial data accurately, soft skills are necessary to translate complex information for diverse audiences and collaborate effectively. Building these competencies is essential to navigate the evolving demands of the profession.

Here are some key skills vital for accountants with a finance background:

Financial Analysis and Planning: Expertise in forecasting and interpreting financial trends to support strategic decisions.
Accounting Software Proficiency: Skilled use of tools like Excel and QuickBooks to streamline data management and reporting.
Data Analytics: Capacity to dissect complex financial information and extract actionable insights.
GAAP and Regulatory Compliance: Comprehensive knowledge of accounting standards and legal requirements to ensure accuracy and accountability.
Critical Thinking and Problem-Solving: Aptitude for identifying inconsistencies and designing effective resolutions to financial issues.
Communication Skills: Ability to clearly explain financial concepts to individuals without an accounting background.
Adaptability and Lifelong Learning: Commitment to staying current with industry changes and advancing professional expertise.

There are 7,200,000 people unemployed in the U.S. in 2025.

What is the typical career progression for an accountant with a finance degree?

Pursuing a career in accounting with a finance degree offers diverse opportunities, though the path is not always linear. Many professionals follow a traditional progression but may also explore various specializations or related roles that leverage their financial expertise. Understanding typical stages can help clarify common professional milestones.

Entry-level positions: Roles such as fund accountant, revenue agent, or bookkeeper focus on fundamental tasks like maintaining financial records, processing transactions, and supporting audits or tax preparation. This phase generally lasts two to three years, during which obtaining certifications such as the CPA can enhance growth potential.
Mid-level roles: Positions include corporate accountant, public accountant, or tax manager, where responsibilities expand to financial analysis, compliance monitoring, reporting, and client or team collaboration. Advancing here often requires proven skills and credentials, with an additional two to three years of experience typical before moving forward.
Senior or leadership roles: Titles like auditor, controller, or accounting manager signify oversight of operations, ensuring regulatory adherence, and managing teams or projects. Attaining these jobs usually follows three to four years in managerial or senior capacities, though individual progress varies.
Alternative paths: Accountants may pivot to niches such as forensic accounting, financial analysis, or risk management. Others transition laterally into finance manager, budget analyst, or emerging fields like FinTech, real estate finance, or financial planning, reflecting the broad applicability of finance and accounting skills.

How much can you earn as an accountant with a finance degree?

The earning potential for accountants with a finance degree in the United States varies widely depending on several key factors. While it is challenging to pinpoint exact incomes, it is possible to outline trends for 2026 based on experience, location, and credentials.

Regarding accountant salary with finance degree, average salaries typically range from $74,000 to $85,000 annually. Entry-level accountants usually start near $57,000, while seasoned professionals may earn over $128,000. Salaries tend to be higher in metropolitan areas like San Francisco or New York, where pay can exceed national averages by 15-30%, although this is often balanced by increased living costs.

Specializations, such as forensic accounting or tax, and certifications like CPA contribute to a significant salary boost, sometimes by 15-25%. Additionally, employers' nature-public vs. private sector-also influences compensation.

The finance degree accountant average salary can also be affected by educational attainment. Those with master's degrees or additional certifications may command higher starting salaries or faster advancement. Career progress and earnings depend on multiple factors, including job market demand and negotiation skills.

For individuals exploring educational paths, options like the easiest masters could offer a strategic advantage in enhancing credentials and pay potential.

What internships can you apply for to gain experience as an accountant with a finance degree?

Internships provide essential practical experience for finance majors aiming to become accountants, bridging academic knowledge with real-world skills. Exploring diverse internship opportunities allows students to develop competencies tailored to various sectors while clarifying career goals.

Below are notable internship options commonly pursued by students seeking finance and accounting internships in Minneapolis MN and beyond.

Corporate accounting internships: Large firms recruit interns to assist with financial data entry, account reconciliations, journal entries, invoice processing, and financial statement preparation. These roles expose interns to business processes, accounting principles, and specialized software, supporting smooth transitions from classroom theory to professional practice.
Government internship programs: For example, the 18-month Accountant Intern Program in San Francisco rotates participants through multiple departments such as public health, transportation, and finance. These internships emphasize compliance, public accountability, and cross-department collaboration, appealing to those interested in public service or regulatory careers.
Nonprofit and sector-specific internships: Opportunities in nonprofits, healthcare providers, educational institutions, and other organizations focus on budgeting, grant management, and financial reporting tailored to sector needs. Interns often gain experience in fund accounting and donor restrictions while using specialized software.

When considering summer accounting internship opportunities for finance majors, it is crucial to assess settings that align with personal career objectives. Some students might prioritize large corporations for structured training and networking, whereas others may prefer broader responsibilities and societal impact typical of nonprofit or government roles.

Additionally, prospective accountants should explore options like cheap online master degree programs to enhance qualifications alongside internships.

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How can you advance your career as an accountant with a finance degree?

Accountants holding a finance degree have multiple avenues to enhance their career prospects, but the optimal path varies based on personal objectives, market shifts, and desired skills. Balancing formal qualifications with practical experiences often yields the best long-term outcomes.

Advanced education: Pursuing graduate-level studies such as a master's degree in accounting or finance-or obtaining specialized certificates-can sharpen expertise and open doors to senior roles like financial manager or CFO.
Professional certifications: Earning credentials such as the CPA or CMA demonstrates specialized knowledge and dedication. Though demanding in terms of exams and experience requirements, these certifications are linked to improved salary potential and wider employment opportunities.
Networking and industry engagement: Active involvement in professional groups, conferences, and online communities can facilitate connections, mentorship, and awareness of sector trends, which are valuable for career advancement and adaptation.
Mentorship programs: Guidance from experienced professionals can help navigate challenges between finance and accounting roles, offering practical advice on organizational dynamics and regulatory matters.
Practical experience and skill development: Hands-on work, adaptability to emerging technologies, and strong communication abilities remain essential. As automation reshapes the field, these qualities often determine long-term success alongside formal credentials.

Where can you work as an accountant with a finance degree?

An accountant with a finance degree has access to a variety of career paths across different industries, each with unique work environments and progression opportunities. Understanding the diverse roles available can help those considering accounting jobs in Michigan for finance graduates or similar markets plan their career effectively.

The most common workplaces include:

Major corporations: Accountants often join the finance or accounting departments of large firms like JPMorgan Chase, Amazon, or General Electric. Duties typically involve managing budgets, performing audits, and analyzing financial performance, focusing on internal reporting, cost accounting, or corporate tax strategies.
Public accounting firms: Well-known firms such as Deloitte, PwC, and EY recruit finance graduates for auditing, tax consulting, and advisory roles. This setting provides exposure to varied clients and industries.
Government agencies: Opportunities exist at federal bodies like the IRS or GAO, as well as state and local audit offices. Here, accountants ensure compliance, scrutinize budgets, and assess financial risks.
Nonprofit organizations: Accountants support grant management, fund accounting, and regulatory reporting at NGOs, healthcare systems like Kaiser Permanente, and educational institutions including large universities.
Financial services: Banks (e.g., Bank of America), investment firms, and insurers hire accountants for roles involving risk analysis and regulatory compliance.
Small businesses and startups: Accountants may serve as controllers or financial managers, taking charge of financial planning and comprehensive reporting.

For individuals exploring finance degree career opportunities in Michigan, it's essential to recognize that the finance degree adds adaptability, allowing for consulting, analytics, or client advisory positions.

However, some roles require certifications such as CPA or CMA beyond a finance degree, influenced by employer demands and state laws. Prospective students should consider accredited programs to meet these requirements effectively.

Additionally, those targeting affordable education options can explore opportunities through resources like cheap college online, which provide accessible pathways to enter the accounting profession.

What challenges will you encounter as an accountant with a finance degree?

Entering the accounting profession with a finance degree in 2026 involves navigating an evolving landscape shaped by both traditional pressures and emerging trends. Success depends on understanding these dynamics and preparing accordingly to maintain an edge.

High workload and emotional strain: Accountants frequently face extended hours, especially during peak financial periods like tax season, which can contribute to considerable stress and potential burnout.
Intensifying job competition: Despite a shortage of accountants, the field remains competitive. Distinguishing oneself through advanced certifications and niche expertise has become increasingly important.
Rapid industry transformation: Continuous advances in technology, such as artificial intelligence and automation, require professionals to commit to ongoing education and skill development to stay relevant.
Complex regulatory landscape: New and evolving rules in areas like sustainability disclosures and cybersecurity demand accountants stay current with frequent updates and compliance requirements.
Regulatory detail and expertise: Mastery of frameworks such as U.S. GAAP and IFRS remains vital, necessitating a deep understanding and careful attention to intricate accounting standards and reforms.

What tips do you need to know to excel as an accountant with a finance degree?

Success in accounting today demands more than just a finance degree; it requires a blend of technical knowledge and practical skills tailored to modern business needs. As the field evolves, professionals must adapt by enhancing their abilities beyond traditional coursework.

Consider the following approaches to strengthen your candidacy as an accountant with a finance background:

Develop analytical and communication abilities to interpret complex financial data and effectively convey insights to diverse audiences, including those without technical expertise.
Gain project management experience to handle competing tasks and deadlines, an increasingly important aspect of many accounting roles.
Build technical proficiency in tools like advanced Excel, accounting software, and data analytics platforms, reflecting the shift toward automation and digital reporting in finance departments.
Complement your education with relevant certifications or practical training, which can enhance your understanding of emerging technologies and methods.
Uphold ethical standards and professional integrity, since trust and compliance are pillars of the accounting profession.
Pursue internships or entry-level positions that provide hands-on experience in key areas such as auditing, tax, or financial reporting to bridge theory and practice.
Invest in networking and lifelong learning by attending industry events, joining professional organizations, and considering credentials like the CPA to remain competitive and informed about industry trends.

How do you know if becoming an accountant with a finance degree is the right career choice for you?

Deciding if accounting suits you involves more than just skills-it requires honest reflection on work style, interests, and career goals. For those holding a finance degree, understanding how this background fits into accounting roles can clarify whether pursuing this path is worthwhile in 2026.

Analytical Skills and Detail Orientation: Successful accountants excel at evaluating numerical data and maintaining precision, critical to adhering to regulatory frameworks like GAAP.
Work Environment Preferences: Accounting typically involves structured tasks, financial statements, audits, and compliance rather than creative or strategic decision-making, which may appeal differently depending on your tolerance for routine.
Work-Life Balance: Public accounting often demands longer hours during tax and audit seasons, while corporate accounting usually offers more predictable schedules, impacting lifestyle choices significantly.
Interest in Coursework and Experience: Genuine engagement with financial reporting classes and internships is a strong indicator of fit; if you found accounting work tedious, alternative finance roles might be better suited.
Career Outlook and Salary: Entry-level financial accountants earned median salaries between $64,000 and $75,000 in 2025, with job growth projected at 6%, reflecting stable opportunities without exceptional expansion.
Certification and Educational Commitment: Becoming a CPA requires 150 credit hours and passing a rigorous exam, so evaluate if you are prepared for this level of commitment.
Transferable Finance Skills: Professional expertise gained from a finance degree also opens doors to related roles such as financial analysis and budget management, highlighting some of the best accounting careers for finance degree holders.

When considering "is a finance degree good for accounting jobs in 2025", it is important to weigh how closely your career interests align with traditional accounting duties versus broader finance roles. For additional guidance on career paths that might align well with introverted work preferences common in accounting, see the best high-paying jobs for introverts.

What Professionals Who Work as an Accountant with a Finance Degree Say About Their Careers

Corbin : "Accounting with a finance degree has given me outstanding job stability and competitive salary potential. The demand for professionals who understand both numbers and markets is consistently high, making this career path very secure. It's reassuring to know my skill set is always relevant in various industries."

Hayasaki: "The unique challenge of navigating complex financial regulations and advising clients on strategic investments keeps my work engaging as an accountant with a finance background. This combination has opened doors to specialized roles in corporate finance and consulting that I never anticipated. It's a dynamic field that rewards both analytical precision and innovative thinking. "

Leila: "Holding a finance degree while pursuing accounting has significantly accelerated my professional growth. I've benefited from advanced training programs and leadership opportunities that polished my expertise and management skills. This career truly offers a clear ladder for advancement and continuous development. "

Other Things You Should Know About Becoming an Accountant with a Finance Degree

Can a finance degree limit job opportunities in accounting?

A finance degree provides a strong foundation in financial principles but may not cover all specialized accounting topics in-depth, such as tax law or auditing standards. This can limit initial job opportunities specifically labeled as accounting roles without further training or certification.

However, many employers value the versatility of finance graduates who pursue additional accounting credentials or experience, enabling broader career options over time.

Is additional certification necessary for accountants with finance degrees?

While a finance degree is valuable, many accounting positions, especially those with higher responsibility or specialization, require professional certifications like CPA (Certified Public Accountant). These certifications often demand passing exams and meeting experience requirements beyond what a finance degree alone offers.

Nonetheless, some entry-level accounting roles may be accessible without certification, depending on the employer's expectations.

How does the job outlook for accountants with finance degrees compare to those with accounting degrees?

Accountants with finance degrees often experience a similar job outlook to those with accounting degrees, particularly if they supplement their education with relevant certifications or practical experience. The demand for accounting professionals is expected to remain stable, driven by regulatory requirements and business growth.

However, candidates with specialized accounting education might have an edge in certain niche areas or roles requiring detailed accounting knowledge.

What types of industries employ accountants with finance degrees?

Accountants holding finance degrees find employment across diverse industries including banking, insurance, corporate finance, government agencies, and consulting firms. Their understanding of financial markets and investment analysis is particularly valued in sectors where financial strategy is integral.

Moreover, transferable skills gained from a finance background can facilitate transitions into roles combining accounting with financial planning or risk management.